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In the housing industry, it’s called “negative equity.” In the automotive industry it’s called being “upside down.” In both cases, it means the same thing: You owe more money on an asset than the asset itself is worth. When you’re…
Payment apps like Zelle make transferring funds easy. Unfortunately, they also make it easy for scammers to get ahold of your money. In 2021 alone, users lost around $440 million on the peer-to-peer payment system. What’s worse, Zelle warns they’re…
According to the card buried deep in my wallet, I’ve been a “loyal member” of the American Automobile Association (better known as AAA) since 2005. My AAA membership is one of the longest relationships of my life, even exceeding the…
Millions of Americans work as freelancers or juggle side hustles alongside their 9-to-5 jobs. Whether they use a formal business entity or not, and regardless of how they think of themselves, these people are small-business owners. If you’re looking for…
Making large purchases can be daunting. But if you have the best credit cards for large purchases, you can reduce the stress of juggling finances together for a large purchase and earn valuable rewards as well! In this article, we’ll…
TVs and many other electronics are interesting because as quality has steadily improved over the years, prices have dropped. According to the Bureau of Labor Statistics, the price index for TVs decreased by 94% between 1997 and 2015. In other…
Throughout the COVID-19 pandemic, the U.S. experienced shortages of many goods, from used cars to toilet paper. One of the most surprising things to run low was quarters – luckily today, this is no longer an issue. So if you…
I’ll be honest. When the time comes to swap my old phone for a newer model, I take the easy way out: my cell carrier’s trade-in offer. That’s a perfectly rational choice for consumers looking to save time and hassle…
Cash App is not a bank, nor is developed by or sponsored by or anything else “by” a bank. It’s a fintech app through and through. This might sound confusing because, after all, you use Cash App to send and…
If you’ve ever looked into buying a rental property, you know how much cash you need to cough up in down payments, closing costs, repair costs, cash reserves, and more. You simply can’t dosc it without tens of thousands of…
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