9 Easy Ways to Make Some Extra Cash
Most of us could use a little extra cash. Maybe you’d like more money to pay down debt or build up an emergency fund. Maybe you have no debt and plenty of savings, but it’s always nice to have a few extra…
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How To Respond To Unauthorized Transactions In Your Bank Account
This past weekend, for the first time in my adult life, I was the victim of identity theft. We were walking into the movie theater about to sit down for a movie, and I got a phone call from a…
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Top 10 Most Valuable Types of Collectibles in the World
The desire to accumulate physical objects seems to be inherent, present in the little girl who collects Barbie dolls or the late-night TV host who keeps 126 classic cars and motorcycles in a specially built garage. For some, the motive…
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5 Tips & Tricks to Beat Out Customer Service Strategies and Get Past No
Lately, it seems as if most customer service representatives are either not empowered to help you, or that they have actually been instructed not to. It has gotten to the point where getting a company to give you the service…
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Manage Money · Borrow Money · Taxes · Loans
Tax Refund Anticipation Loans (RALs) – Why You Should Stay Away
A cash tax refund anticipation loan, also known as a RAL, is a way for a tax filer to get their refund immediately. The tax preparation company prepares the consumer’s tax return, calculates their tax refund, and offers cash to…
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7 Tips for Garage Sale Pricing to Maximize the Value of Your Items
I do a lot of shopping at garage sales. I’ve probably been to hundreds of them over the years, and I’ve learned to size them up quickly to tell if a particular sale is a good one or lame one…
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22 Ways to Eat Cheap & Save on Food While Traveling on Vacation
The United States General Services Administration, which manages the functioning of federal agencies, sets per diem rates for federal employees traveling on official business in the continental U.S. Per-diem rates cover three types of expenses: lodging, meals, and incidental expenses….
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9 Tips For Families Living on One Income
It has been really difficult lately for many people to make ends meet, and this is especially true for one-income families. Many families are confronted with a family member unexpectedly losing a job and going through unemployment. On the other…
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Credit-Builder Loans — Building Credit Made Easy & Affordable
Realizing you have a low credit score — or no score at all — can be alarming, especially if you learn this information via a denied loan application. But if you’re a borrower with a less-than-stellar score, there are ways…
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How to Get Out of an Upside Down Car Loan With Negative Equity
In the housing industry, it’s called “negative equity.” In the automotive industry it’s called being “upside down.” In both cases, it means the same thing: You owe more money on an asset than the asset itself is worth. When you’re…
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