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Amy Livingston is a freelance writer who can actually answer yes to the question, "And from that you make a living?" She has written about personal finance and shopping strategies for a variety of publications, including ConsumerSearch.com, ShopSmart.com, and the Dollar Stretcher newsletter. She also maintains a personal blog, Ecofrugal Living, on ways to save money and live green at the same time.
In the modern world, teaching your kids about money management is a lot more complicated than it used to be. It’s no longer enough to know how to squirrel away quarters in a piggy bank. To get along in the…
When you’re trying to save money on a tight budget, you spend a lot of time looking for ways to save a buck. From packing brown-bag lunches to canceling your cable, you’re always focusing on ways to spend less. But sometimes,…
If you ever want to start an argument in a financial forum, all you have to do is bring up the topic of credit cards. It seems that everyone either loves them or hates them. Some financial gurus see credit…
You’ve decided to open a new bank account. You head down to your local bank or credit union, and the account manager offers you a choice of two types: checking or savings. How do you decide between them? The answer…
At the start of 2022, President Biden’s signature Build Back Better Act appeared to be dead in the water. Opposition from Senate Republicans meant it could only pass with unanimous support from Democrats. So when Senator Joe Manchin announced he…
If you’re like most people, you hardly ever use paper checks anymore. It’s much easier to make purchases with a debit card or payment app, use online banking to pay bills, and receive your paycheck by direct deposit. But to…
Every day you make financial decisions. Some are minor, like buying a new outfit. Others are major, like deciding to start a new job. But all of them, large and small, can have an impact on your future. The problem…
Like aging or weight gain, inflation can creep up on you so gradually you don’t even notice it. But over time, it can have a huge impact on your retirement portfolio. For example, suppose you want to retire in 30…
Let’s say you’ve decided to start biking to work. There’s just one problem: you don’t have the money for a new bike at the moment. You’ve thought about asking your family or friends for a loan, but you’re afraid that…
Suppose you’re about to buy your first house. You need to make a down payment of tens or even hundreds of thousands of dollars — more than you’ve ever spent on anything before. This isn’t an expense you can just…
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