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Amy Livingston is a freelance writer who can actually answer yes to the question, "And from that you make a living?" She has written about personal finance and shopping strategies for a variety of publications, including ConsumerSearch.com, ShopSmart.com, and the Dollar Stretcher newsletter. She also maintains a personal blog, Ecofrugal Living, on ways to save money and live green at the same time.
Some people credit Al Capone, the most notorious gangster of the 20th century, with inventing the term “money laundering.” According to legend, Capone hid the profits from his criminal empire by operating a series of laundromats. These businesses made a…
If you’ve ever put on a jacket you haven’t worn in a few weeks and discovered a $10 bill in the pocket, you can probably remember the thrill you felt at the discovery. It’s not that $10 is such a…
If you’ve been suffering from sticker shock at the grocery store lately, you’re not alone. Right now, my local grocery store is charging $3.50 for a loaf of whole-wheat bread and $4.80 for a gallon of whole milk. Prices like…
A 2019 study by Northwestern Mutual revealed some sobering statistics on consumer debt in America. It found that the average American adult has nearly $30,000 in debt, and that figure doesn’t even include mortgage debt. More shockingly, the study found that Americans spend…
One of the most popular pastimes of the 21st century, it would appear, is millennial-bashing. Hardly a week goes by when an article doesn’t pop up in your news feed about yet another product or industry that young Americans are…
Close your eyes for a minute and picture yourself at the age of 90, looking back on your life – and, in particular, your financial choices. Which decisions do you think you’ll be happiest about? Which ones do you think you’ll…
The term “financial independence” gets thrown around a lot in personal finance articles and blogs, and not everyone uses it the same way. To some people, financial independence simply means earning enough to pay your bills, so you don’t have…
The first thing I do after shopping is hand over a little plastic card to the cashier. I don’t mean my generous cash-back credit card — I mean a store loyalty card. I have one for every big chain store…
People have always grumbled that a dollar doesn’t go as far as it used to. But these days, that complaint is truer than ever. No matter where you go — the gas station, the grocery store, the movies — prices…
As the writer and cartoonist Allen Saunders once said, “Life is what happens to us while we are making other plans.” Personal finance is a perfect example. You can sit down and make a budget that covers all your regular…
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