Few of us look forward to getting older. For most people, the word “aging” suggests growing steadily more frail, bent, and creaky and eventually moving into an assisted living facility and playing bridge all day.
But growing older has its perks too. Not only can you qualify for Social Security and Medicare, but you also become eligible for lots of special deals that businesses offer for older customers. Many of these deals kick in well before you reach age 65; the pro-senior organizations AARP and Association of Mature American Citizens (AMAC), with their wide variety of member discounts, are both open to people as young as 50. Both organizations charge an annual membership fee of $16 for access to discounts that could save you many times that amount each year.
If you dread turning the big 5-0, here are some bargains that will help you see the bright side of hitting that benchmark birthday. And if you’ve already passed that milestone, check out this list to make sure you’re getting all the goodies you’re entitled to.
Several banks offer special senior checking accounts designed specifically with seniors’ needs in mind. These accounts typically include such perks as free checks and waivers on certain types of banking fees. Here are some of the top senior-friendly accounts worth looking into.
Axos Golden Checking
- No monthly minimum balance
- Up to $8 per month reimbursed for other banks’ ATM fees
- An interest rate of 0.20% APY on all balances
- Free checks
- Online bill payment, mobile banking, and free mobile check deposit
- Tools to prevent fraud, such as account monitoring, two-step authentication, and automatic account logout
Axos claims it takes only 15 minutes to apply for this account online. All you need is a valid ID and your Social Security Number.
BB&T Senior Checking
BB&T bank, which has locations in 15 states ranging from New Jersey to Texas plus the District of Columbia, has a Senior Checking account for customers at least 55 years old. Its features are:
- Only $100 required to open the account
- A $10 monthly maintenance fee, which you can avoid either by making $500 in direct deposits or maintaining an average monthly balance of $1,000
- Free checks
- Available overdraft protection
- One penalty-free withdrawal from a CD at the same bank to cover emergency medical expenses
- Online and phone access to your account
- Free mobile check deposit
TD 60 Plus Checking
TD Bank, with branches in 15 eastern states plus the District of Columbia, has a program called 60 Plus Checking. Available to customers age 60 and older, it offers:
- No minimum opening deposit
- A monthly maintenance fee of $10, which is waived if you maintain a minimum daily balance of $250
- Interest on all balances, no matter how low (rates vary by state)
- Free checks, money orders, and paper statements
- Available overdraft protection
- A discount of 0.25% on home equity loans and personal loans
- Online bill payment and free mobile check deposit
Some small local banks also offer special checking accounts for seniors. Examples include Senior Select at First National Bank in Texas, Q Crown Plus at Queensborough National Bank and Trust in Georgia, and Silver Wings Checking at Travis Credit Union in California. Check with local banks in your area to see if they offer similar deals.
However, be aware that just because an account has the word “senior” in its name, that doesn’t automatically make it the best deal for older customers. These accounts often come with high monthly maintenance fees or require you to maintain a high minimum balance to earn interest. When you compare checking accounts, look at all the options and figure out which one offers the best value.
Many colleges and universities across the country allow senior citizens to attend their regular classes for little or no cost. At some schools, seniors can audit classes — that is, sit in on lectures without earning credits toward a degree — at no cost. Others go even further, allowing older students to earn credits on a limited basis.
Some examples of special programs for senior students include:
- California State. At California State University, state residents age 60 and older get free tuition on all classes. The university also waives or drastically reduces most campus fees for these students.
- Michigan Tech. At Michigan Tech in Houghton, students age 60 and older can take up to two classes each semester for free and earn credit for them. For older students, this could be a slow but sure way to earn a free college degree.
- Ohio State Colleges. State residents age 60 and older can attend classes at any state university in Ohio for free, as long as the class has space available. They do not earn college credit, however.
You can find free or discounted college classes for seniors in every state in the country, as well as the District of Columbia. To see what’s available in your state, do an online search for “free college classes for seniors.” If getting back and forth to campus is a problem for you, check out free online college courses from sources such as the Open Education Database (OEDb).
One of the perks of retirement is having plenty of time — and, if you’ve planned your retirement right, plenty of money — to travel. A 2018 survey by AARP found that the average baby boomer household expected to take four or five leisure trips in 2019 at a total cost of over $6,600.
Every company in the travel business is eager to appeal to this age group. To attract seniors, especially seniors on a budget, they offer special deals on just about every aspect of vacation travel, from airfare to car rentals to hotels. Here are some of the choicest deals in this category.
Several airlines offer special senior fares for older passengers. These include:
- American Airlines. Although American Airlines claims to offer special senior citizen fares on some flights, its website provides no details about the amount of the discount, who qualifies for it, or which flights it applies to. Your best bet to find out where these discounts are available is to call the reservations desk at 1-800-433-7300 or check fare options on aa.com.
- Delta. Similarly, Delta offers senior fares in some markets. You can’t get these fares through Delta.com, but you can check on their availability by calling Delta at 1-800-221-1212.
- United. The website for United mentions senior fares for passengers over 65 to “selected travel destinations,” but it doesn’t say what those destinations are. Instead, you have to ask whether the senior fare is available when you make your reservation, or else select “seniors” when booking a flight through United.com and see what comes up.
- British Airways. Members of AARP can often get discounts for fares on British Airways. For instance, a current promotion offers AARP members a discount of $65 on economy-class tickets or $200 on business-class tickets through April 2020.
Bear in mind that these senior fares aren’t always cheaper than the airfare deals you can find online. Instead of going straight for the senior discount, it’s worth shopping around first on travel sites such as Expedia, Kayak, Travelocity, and CheapOair to see what other deals are available.
Bus & Rail Fares
If you prefer to do your traveling by train or bus, there are discounts to be had there too. Companies that offer discounts on bus and rail fares include:
- Amtrak. Passengers age 65 and up can get a 10% discount on most Amtrak trains. For cross-border services jointly with VIA Rail Canada, the discount applies to all passengers over 60. However, this discount isn’t valid for certain trains and types of tickets, including the Auto Train, Acela, first-class and business-class tickets on non-Acela trains, and sleeper cars.
- Greyhound. Any passenger age 62 or older can get 5% off on Greyhound bus fares. The discount applies to some connecting bus companies, as well. However, it’s not available on Greyhound Canada routes, and you can’t combine it with another discount. You must show a photo ID to prove your age when you buy your ticket.
- Peter Pan. If you’re age 62 or older, you can get a 15% discount on Peter Pan buses throughout the northeastern United States. You can get this discount when booking fares by phone but not online. This company reserves the right to ask you for a valid photo ID when you purchase or travel with a senior ticket.
- Local Transit. Many cities and states offer discounted or even free fares on public transportation for seniors. For instance, in Miami-Dade County, Florida, anyone who’s over age 65 or receiving Social Security can get a Golden Passport EASY Card for free transit. Low-income people age 65 and up can get a free transit pass that’s good anywhere in the state of Illinois. The SEPTA transit system in Pennsylvania gives free fares to everyone age 65 and up for travel within Pennsylvania, and 50% off the weekday fare for travel from Pennsylvania to New Jersey or Delaware. In Delaware, the SCAT (Senior Citizens Affordable Taxi) program gives a 50% discount on taxi fares to people age 65 and over and people with disabilities.
Once you get to your travel destination, you might need a rental car to get around. Many companies offer special deals on car rentals for seniors, including:
- Avis. Being a member of AARP entitles you to discounts at Avis Rent a Car. You get up to 30% off the base rate on any rental, plus other benefits like free upgrades and a second driver at no cost. This company also provides discounts to AMAC members, with rates as low as $25 per weekend day for an SUV.
- Budget. Another car rental company that works with AARP and AMAC members is Budget. It offers AARP members discounts of up to 30% off its base rates at participating locations in the United States and Canada. AARP members also get extra perks such as free upgrades, discounted GPS, no additional driver fee, and limited liability for damage to the car. AMAC members get discounts of up to 25%.
- Hertz. If you’re at least 50 years old, you can save up to 20% on car rentals from Hertz even if you’re not a member of AARP or AAMC. Members of its Fifty Plus program get discounts on all rentals, plus access to additional perks when signing up for the Hertz Gold Plus Rewards program.
- Payless. AARP members get 5% off on daily, weekly, weekend, and monthly base rates at Payless Car Rental. They’re also entitled to free upgrades on bookings of compact through full-size cars.
- Zipcar. AARP members also qualify for discounts when joining the Zipcar car-sharing program. They pay just $40 per year for membership — a discount of over 40% off the standard yearly rate — and get $40 in free driving credit when they sign up.
Of course, you’ll also need someplace to stay while you’re on vacation, and there are plenty of ways for older adults to save on hotels as well. Hotel chains that offer senior discounts include:
- Choice Hotels. Several major hotel chains, including Comfort Inn, Comfort Suites, Quality, Sleep Inn, Clarion, Cambria Hotels, MainStay Suites, Suburban, Econo Lodge, and Rodeway Inn, are part of Choice Hotels International. AARP members staying at all Choice Hotels can get a discount of up to 10%. It’s easy to claim this discount by booking online through the Choice Hotels website.
- IHG. The InterContinental Hotels Group, or IHG, owns a wide variety of accommodations, from familiar hotel chains like Holiday Inn and Staybridge Suites to boutique properties and luxury resorts. IHG offers discounts to all guests who are at least 62 years old or belong to “a retired persons organization,” such as AARP. The amount of the discount varies, so you won’t know how much you stand to save until you book your room.
- Marriott. The Marriott hotel chain includes such brands as Courtyard by Marriott, Residence Inn, Fairfield Inn & Suites, Springhill Suites, and Marriott itself. Guests age 62 and up enjoy discounts varying amounts off the regular room rate. You can get this discount when you book online or through the Marriott mobile app.
- Motel 6. Upscale hotels aren’t the only ones that offer deals for seniors. The budget chain Motel 6 gives a discount of up to 10% to guests age 60 and older at all of its 1,400-plus locations.
- Red Roof. AMAC members can get 20% off the regular room rate at all Red Roof hotels. This budget-friendly chain has more than 630 properties in the U.S., Canada, Brazil, Thailand, and Japan.
- Wyndham Hotels and Resorts. The Wyndham hotel chain has over 9,000 hotels, with brands such as Ramada, La Quinta, and Days Inn. Its partnership with AMAC gives members discounts of up to 20% on their stays. Wyndham hotels also offer a 10% discounts off the regular room rate to AARP members.
Cruises & Excursions
If you prefer a vacation that’s more all-inclusive, you can save money on cruises with your AARP or AMAC membership or, in some cases, just your ID. Senior discounts are available on:
- Carnival Cruises. All travelers age 55 and up qualify for discounted fares on Carnival Cruises. You can claim this discount by searching Carnival’s website for senior fares.
- Collette. This lesser-known company offers cruises on every continent, including Antarctica. AARP members get a discount of $50 per person on all Collette river cruises, plus other discounts that change over time. AMAC members can also get discounts of $50 to $100 per person.
- Grand European Travel. AARP members receive a discount of $100 per person on all Grand European Travel tours. Despite its name, this company isn’t limited to European travel. It also has destinations in Africa, North America, South America, the Middle East, Asia, Australia and New Zealand.
- Holland America. AARP members can enjoy savings of up to 40% on Holland America cruises. Members can also qualify for special offers such as free gratuities and up to $300 to spend on board.
- Royal Caribbean. Seniors age 55 and older can get reduced fares on selected Royal Caribbean cruises. To see whether this deal is available on a particular trip, click on “See if you qualify for exclusive rates” when booking online.
- Cruises Booked Via TravelPerks. AMAC members get guaranteed savings and other perks on all river and ocean cruises booked through TravelPerks. This site partners with several river cruise providers, including Carnival, Disney Cruise Line, Holland America, Norwegian, Princess Cruises, Seabourn, and Viking. AMAC members pay no booking fees, save 5% on shore excursions, and can pay deposits as small as $50.
- Vacations by Rail. If you prefer to stay on solid ground, AARP members can also save on rail tours with Vacations by Rail, which are like a cruise by train. Members get a 5% discount off the base package price on all rail vacations and tours.
If you love the great outdoors, growing older makes it easier to enjoy on a budget. The National Park Service offers discounted Senior Passes for U.S. citizens and permanent residents age 62 or older. The pass gives you access to more than 2,000 national parks, national forests, wildlife refuges, and other lands under federal control. It costs $20 for a one-year pass or $80 for a lifetime pass.
Along with park admission, the Senior Pass gets you a 50% discount on some extra fees for special facilities and services — such as camping, swimming, boat launching, and park tours — at certain parks. However, it doesn’t cover special recreation permit fees or give you a discount at concession stands.
You must show proof of your age and citizenship to get a National Parks Senior Pass. There are three ways to purchase one:
- In person at a federal recreational site. The USGS Store has a list of sites that issue passes.
- Online through the USGS Store. Both lifetime passes and annual passes are available, but there’s an additional $10 cost for processing.
- By mail using this application form. Applications by mail also have a $10 processing fee.
If traveling isn’t your thing, there are plenty of ways to have fun closer to home. Seniors can get discounts for dining, movies, concerts, and museums. No matter what your favorite form of entertainment is, there’s sure to be a way to save on it.
The days of the “early bird special,” a discounted price for seniors on meals served before regular dinner hours, are over. Instead, lots of fast food and casual dining restaurants now offer special deals for seniors that are good all day long.
However, it’s not always easy to spot these deals. Many chains don’t publicize them, and some offer them only at certain locations. And while there are lists all over the Internet of restaurants that supposedly give discounts to seniors, they’re not always fact-checked.
One way to find guaranteed dining deals for seniors is to check the AARP site. It names several restaurants where members can get 10% off their bill for food and nonalcoholic beverages, not including tax and tip. Eateries that offer this discount include:
- Bonefish Grill
- Bubba Gump Shrimp Company
- Carrabba’s Italian Grill
- Chart House
- Corner Bakery Cafe
- Joe’s Crab Shack
- Landry’s Seafood and other Landry’s restaurants
- McCormick & Schmick’s
- The Oceanaire Seafood Room
- Outback Steakhouse
- Rainforest Cafe
- Saltgrass Steak House
Denny’s offers even better deals for seniors, with a 15% AARP discount and a special, reduced-price menu available only to guests age 55 and older.
A separate, smaller list of restaurants offers discounts for AMAC members. These are less upscale and more budget-friendly than most of the eateries on AARP’s list. Members can get 25% off regular-price menu orders at Papa John’s, 10% to 20% at Long John Silver’s (depending on the location), and a variety of discounts with printable coupons at Friendly’s. They can also buy $25 restaurant gift certificates from Restaurant.com for just $6. And members age 62 and up can join Fazoli’s Club 62, which offers $4 Senior Meals every Wednesday and a $1 small drink every day.
Other verified places for seniors to save on dining out include:
- Captain D’s Seafood. Certain Captain D’s locations offer a special “Happy Wednesday” deal for seniors. Diners 62 and older can get their choice of eight dishes, plus a drink, for $4.99. This deal isn’t available everywhere, so call your local Captain D’s to see if it participates.
- Chili’s. Because Chili’s restaurants are franchises, there’s no standard senior discount for the entire chain. It’s up to each restaurant’s owners to decide whether to offer one. To find out if your local Chili’s has a senior discount, contact the restaurant directly.
- El Pollo Loco. Guests age 60 and up can get a 10% discount at El Pollo Loco, but it’s capped at $1 off. To get the discount, ask the cashier before you pay.
- IHOP. The former International House of Pancakes, now known simply as IHOP, offers lighter fare at reduced prices to patrons 55 and older. Examples include a three-pancake breakfast and a grilled tilapia dinner.
Also, as noted above, many restaurants offer discounts on a location-by-location basis. So, even the place you’re dining at isn’t on the list, it can’t hurt to ask if there’s a discount for people your age.
Movie & Event Tickets
Seniors can also save on movie tickets and a variety of other entertainment options. Places to find deals include:
- AMC Theatres. People age 60 and up qualify for reduced-price senior tickets at AMC movie theaters. Pricing varies by theater and showtime, but AARP says it can be up to 30% off the regular price.
- Cinemark. Many Cinemark theaters have special Seniors Days when older patrons can see any film, any time, at a reduced price. Check the specific location for details on pricing and how old you have to be to qualify.
- Regal Entertainment Group. If you’re age 60 or older, you qualify for reduced-price tickets at all Regal cinemas. The actual discount varies by location.
- Showcase Cinemas. Every Wednesday, patrons age 60 and up get reduced rates on admission and refreshments at Showcase Cinemas. The reduced ticket price is $7.75 at most locations, and a popcorn-and-soda combo costs $4.50.
- Ticketmaster. AARP members get exclusive discounts on concert and event tickets purchased through Ticketmaster. Currently, shows with special AARP prices in New York City include Blue Man Group in Las Vegas and several family-friendly shows to see with the grandkids.
- Museums. Many museums across the country offer discounted admission or membership for seniors. For instance, at the Museum of Science and Industry in Chicago, seniors age 65 and over can save $20 on either individual or dual-level membership. At New York City’s Metropolitan Museum of Art, seniors get in for $17, an $8 discount off the regular adult price.
- Audiobooks. AARP members can get $2 off a monthly subscription to Audible, the leading provider of audiobooks. Selections cover a wide range of genres and are always ad-free.
Discounts on Everyday Expenses
Getting discounts on travel and entertainment is fun, but it’s not exactly something you can use every day. Fortunately, the 50-and-up crowd can also enjoy discounts on all kinds of more mundane expenses, from utility bills to car repair.
Phone & Internet Plans
Several companies offer cheap cell phone plans just for older customers. Both Sprint and T-Mobile offer 55-plus plans with unlimited talk, text, and data on two lines for $70 a month. Customers of Verizon who are 55 or older and live in Florida can get the 55+ Unlimited plan, which offers the same benefits as Verizon’s other unlimited plans at a discounted rate.
The highly rated Consumer Cellular offers AARP members a 5% discount on monthly fees and usage charges, as well as 30% off some accessories and an extended money-back guarantee. AARP members can also save up to 10% on qualifying AT&T plans, plus 15% off on select accessories and up to $45 on activation and upgrade fees. Some lesser-known companies, such as Pure TalkUSA and Club Cellular, offer discounted plans to AMAC members.
Finding cheap high-speed Internet plans for seniors is a little trickier. Many lists of Internet deals “for seniors” are actually just free or cheap plans that offer extremely limited dial-up access — say, 10 hours a month — to people of all ages.
One deal that’s available to seniors, in particular, is Spectrum Internet Assist from Charter Communications. According to Consumer Action, this program provides broadband Internet to low-income households for $14.99 per month plus taxes and fees. To qualify, you must be at least 65 and receive Supplemental Security Income. People receiving other forms of Social Security benefits do not qualify.
Some utility companies and municipal governments offer reduced rates on utilities for seniors. Some programs are based on age alone, while others also look at financial need. For example, in the state of Georgia, people age 65 and up with incomes below a certain level can get discounts of up to $18 a month on electric service, $14 a month on natural gas, and $9.25 a month on landline or cell phone service.
If you’re eligible, programs like these offer you a chance to save on your utility bills. To see if there are any special utility discounts for seniors in your area, contact your local utility companies.
Many insurers provide discounts for AARP and AMAC members. You can save on all types of insurance, including:
- Health Insurance. AARP offers a variety of health insurance plans for its members, including Medicare Advantage, Medicare supplement, dental and vision care, and both short-term and long-term care insurance. Check the AARP benefits page for details. Similarly, AMAC sells plans for both Medicare recipients and people under 65, as well as long-term care, dental, and critical illness insurance. AMAC members can also get discounts on vision care plans through VSP, dental insurance through National Care Dental, dental and vision care discount plans through Careington, and health insurance for overseas travel through Emergency Assistance Plus.
- Vehicle Insurance. AARP partners with The Hartford and Foremost to offer insurance policies for cars, motorcycles, and off-road vehicles such as ATVs and snowmobiles. AARP also offers members discounts on The Hartford insurance policies for boats, collectible vehicles, and RVs. AMAC members get access to discounted auto insurance policies from Travelers, vehicle protection plans from CARCHEX, and boat and yacht insurance from Travelers.
- Home and Property Insurance. AARP offers homeowners insurance and renters insurance through a partnership with The Hartford and a mobile home insurance policy with Foremost. AMAC offers discounts on home insurance from Travelers, flood insurance from Bankers Insurance Group, and insurance for collectibles from American Collectors Insurance.
- Business Insurance. AMAC members who are small-business owners can get a custom-tailored liability insurance policy for their businesses from Hiscox. This company provides coverage for a wide variety of professionals and small businesses, including architects, beauty shops, fitness instructors, graphic designers, photographers, and real estate agents. AMAC also offers discounts on farm and ranch coverage from Travelers.
- Life Insurance. AARP sells life insurance through a partnership with New York Life. AMAC offers a variety of life insurance plans through different providers, as well as a discount on a guaranteed-acceptance whole-life policy from Mutual of Omaha.
- Pet Insurance. Pet owners who belong to AARP can get a discount on a pet health insurance plan from Petplan. AMAC members can get discounts on Healthy Paws pet insurance.
If you’re over 65, you could qualify for a free gym membership. About one in four Medicare plans include a benefit called SilverSneakers, which gives members free access to a network of more than 17,000 gyms and fitness centers across the country. It also includes a wide assortment of classes at parks, recreation centers, and clubs. You can find out if you’re eligible for SilverSneakers by using the Instant Eligibility Check on the SilverSneakers site.
If you’re not 65 yet, but you are a member of AMAC, you can get discounts of up to 20% on gym membership through GlobalFit’s Gym Network 360. This network includes such national chains as 24 Hour Fitness, Anytime Fitness, Curves, Jazzercise, and LA Fitness, as well as regional clubs like Crunch, Fuel, Gold’s CrossFit, and NYC Sports Club. It also provides access to health coaching and nutrition programs such as Jenny Craig and Nutrisystem.
If you don’t qualify for either of these programs, don’t give up hope. Gyms and fitness clubs sometimes offer discounted memberships for seniors. Check with your local gym to see if there are any deals available.
Seniors can often save on haircuts at national chains. For instance, Great Clips notes that some locations offer special pricing for senior haircuts just as they do for children’s haircuts. However, because these chains are usually operated as franchises, the discount varies from one location to the next. To find out what deals are available at your nearest salon, you’ll probably have to call and ask.
If you go to a local barbershop or salon, try asking there too. Even if they don’t normally have discounts for seniors, they might be willing to give one to a loyal customer.
Seniors can sometimes get a price break at the auto mechanic. For instance, the Pep Boys chain offers a 10% discount on auto parts and repair services to customers age 55 and up. Some Jiffy Lube locations offer discounts on repair services as well, but they vary by location. And, of course, you can always try asking for a discount at your neighborhood repair shop and see what’s available.
For over-50 fashionistas, there’s great news: Some of the best deals for this age group are at clothing retailers. Stores that offer discounts include:
- Belk. At the retail chain Belk and Belk.com, every Tuesday is “Senior, Teacher & Service Day.” Seniors, along with teachers and active or former military members, get an extra 20% off, on top of all other discounts, on most purchases. For purchases in the home and footwear departments, the discount is 15% off.
- Brooks Brothers. All AMAC members can sign up for the Brooks Brothers Corporate Membership Card, which gives them 15% off on full-priced merchandise. This discount applies at Brooks Brothers stores in the U.S. and Canada and on phone and online orders.
- Goodwill. For seniors who love thrift-store shopping, here’s a way to make it an even better deal. Many Goodwill stores offer discounts for seniors on a specific day of the week. For instance, at Goodwill’s north-central Wisconsin store, shoppers age 60 and up get a 10% discount on all donated merchandise every Tuesday. At the southern California store, adults 55 and up get a 15% discount on Tuesdays. However, not all Goodwill stores offer this discount, and it’s not always on the same day, so check with your local store.
- Kohl’s. Every Wednesday, shoppers age 60 and up get a discount of 15% at Kohl’s department store. This discount applies in stores only, not on Kohls.com.
- Ross. At Ross Dress for Less, shoppers 55 and older get a 10% discount every Tuesday. The store may ask you for ID to prove your age.
In addition to their standard customer loyalty programs, several supermarket chains now offer extra discounts for seniors. The best places for older adults to save on groceries are:
- BI-LO. Customers age 60 and up can apply for a Senior BONUSCARD from BI-LO, which gives them a 5% discount every Wednesday. To get the card, print out and fill in an application form and hand it in at the customer service desk.
- Fred Meyer. At Fred Meyer, the first Tuesday of every month is Senior Discount Tuesday. On this date, shoppers age 55 and up get 10% off all the store’s private grocery brands, including Fred Meyer, Kroger, and Simple Truth. The discount also applies to non-grocery items, including apparel, shoes, accessories, home items, most electronics, and jewelry.
- Harris Teeter. Every Thursday, Harris Teeter gives customers age 60 and up a 5% discount on all groceries. However, the discount doesn’t apply to fuel purchases, prescriptions, tickets, or gift cards. To get this discount, you’ll need the grocer’s loyalty savings card, and you’ll have to let the cashier know you’re eligible.
- Hy-Vee. Senior discounts are available at many Hy-Vee locations, but the discount and the age limit vary by location. For instance, one Omaha store provides a 5% discount to people 55 and older every Wednesday. To find out if your local store offers this deal, search for your store on the Hy-Vee website.
- Kroger. At some Kroger stores, Wednesday is Senior Day, with discounts of 5% for seniors. However, consumer site Clark.com reports that Kroger has canceled this program in some areas, so check your local store to see if it’s still available.
- New Seasons Market. At New Seasons Market, a small chain operating in northern California, Oregon, and Washington, every Wednesday is Senior Wednesday. All customers age 65 and older get a 10% discount on most items.
- Weis. At Weis Markets, a small chain with locations in Pennsylvania, Maryland, New Jersey, and New York, seniors can get 10% off on store-brand products every Tuesday. To qualify, you must present a valid ID showing you are at least age 60.
As you get older, you become more likely to need medication for a variety of health problems. The silver lining is that some drugstores offer special programs for seniors to make your meds more affordable.
For instance, the wellness65+ program at Rite Aid offers a host of benefits for seniors age 65 and up. They get 30% off nonprescription purchases on the first Wednesday of every month, plus a free pharmacist consultation and special activities, products, and information just for seniors.
At Walgreens pharmacies, you can take advantage of Seniors Day promotions if you’re at least age 55 or a member of AARP. On these days, you get up to 30% off in-store and online purchases, plus extra rewards for prescription refills on your Balance Rewards loyalty card. You must first sign up for the Balance Rewards program to qualify for these deals.
Other pharmacies offer special deals just for AARP members. For instance, members get a free prescription discount card they can use at Kroger and Walmart pharmacies. AMAC offers a prescription discount card as well, which can be used at CVS, Rite Aid, Safeway, Target, Walgreens, and Walmart. AMAC members also get discounts on prescriptions purchased through Blink Health, an online pharmacy that deals in generic medications.
These are just some of the places you can find senior discounts. There are many other stores, both large and small, that offer perks for customers over 50 — far too many to list. On top of that, store policies are always changing, so a store that doesn’t currently have a discount might start offering one in the future.
To make sure you don’t miss out on any deals, get in the habit of asking “Do you offer any senior discounts?” wherever you shop. You have nothing to lose if the store says no, and plenty to save at the stores that say yes.
Where are your favorite places to find senior discounts?