Unless you’re buying your next house in cash, you need to finance part of the purchase (probably most of it) with a mortgage loan. That loan can have both positive and negative impacts on your credit score. Those impacts appear…
Nobody likes the weight of debt hanging around their neck. Even when you can afford regular payments without biting your fingernails each month, car loans still likely make up your second-largest bill each month after your mortgage. But not everyone…
When it’s in the wrong place, like a name in an important legal document, one letter can have a big impact. So it is in the world of interest rates, where the similar-sounding terms “APR” and “APY” mean very different…
The worst part about foreclosure is losing your house, but the indirect financial fallout is pretty bad too. A foreclosure can cause your credit score to drop by 100 to 200 points, with much of the damage coming in the…
Enticed by the prospect of a sign-up bonus worth nearly as much as you earn in a week, you apply online for the travel rewards credit card you’ve had your eye on for months. You have a steady job that…
Proverbs 16:16 states, “How much better to get wisdom than gold, to choose understanding rather than silver!” This is sage advice, but not really a prevailing attitude in today’s culture, which would seem to reward folly rather than wisdom. Today,…
This offer is no longer available. Savor Rewards From Capital One is a cash back credit card designed for people who like to eat. That’s pretty much everyone, right? The headline here is unlimited 4% cash back on dining, entertainment purchases, and…
The Business Platinum Card® from American Express blends the features of a travel rewards card with the benefits of a small business card. Although it shares many of the features of the Platinum Card® from American Express, including a hefty…
Credit card debt gets tiresome quickly. You pay your monthly minimums, maybe a little more when you can afford it, but the balances on your cards never seem to go down. If you’re sick of juggling multiple high-interest payments, consolidating…
Your home’s ancient climate control system is living on borrowed time. The problem: It costs north of $10,000 to install the fancy new heat pump system you need. Even with utility rebates and federal tax credits, that’s more than you…
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