Like many white-collar workers, I started my career in a cubicle. To say I didn’t like it is a gross understatement. I eventually got used to it, then moved to a company with a better cubicle positioned next to the…
Landlords and tenants alike are bound by laws at the federal, state, and local levels. But those laws tend to hold landlords to a much higher standard than tenants. As a renter, you should understand not just your tenant’s rights…
The coronavirus pandemic has drawn countless comparisons to the Spanish Flu pandemic a century earlier. But the parallels don’t end with the global pandemic. As philosopher George Santayana famously put it, “Those who cannot remember the past are condemned to…
One of the great advantages of real estate investing is the tax benefits. Investors can intentionally structure their real estate investments to minimize their taxes on multiple forms of income, including real estate profits. But like so much of the…
The gig economy is big and getting bigger. According to a 2018 Gallup poll, 36% of American workers participate in the gig economy. And that’s just the tip of the iceberg. Between income diversification, less dependence on an employer, flexibility,…
Over one-fifth of small businesses fail within their first year, according to the Bureau of Labor and Statistics. Around half survive their first five years. Roughly one-third make it to 10 years, and around one-quarter of businesses make it to…
Military service members know their way around hardship and challenge. Combat tours, deployments, and frequent transfers are just a few of the difficulties they face frequently. Unfortunately, these on-the-job challenges don’t teach much about personal finance. Over a third (34%)…
When you sign a lease, you have certain expectations. You expect the home to be clean and safe, and you expect your landlord to make repairs as needed in the future. When you move out, you expect to have your…
If you were born in the latter part of the 20th century, you’re part of the largest generation of Americans in history: millennials. And while millennials have diverse needs and desires, some truisms in life hold for every adult, regardless…
For real estate investors, juggling multiple property deals and loans can get complicated. Blanket loans often help simplify matters. Borrowers take out a single loan to cover multiple properties. Even so, blanket loans come with their own quirks and have…
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