How much money are you leaving on the table? Even if you maintain strict budgetary discipline and consider yourself a frugal person who resists the temptation to splurge, you probably still spend more than you should – or could –…
As the writer and cartoonist Allen Saunders once said, “Life is what happens to us while we are making other plans.” Personal finance is a perfect example. You can sit down and make a budget that covers all your regular…
According to a 2017 CareerBuilder survey, 78% of all workers say they live paycheck to paycheck. It’s not just low-wage workers who have this problem, either. Nearly 1 out of 10 workers making $100,000 or more say they always or…
FamZoo and Greenlight are family-friendly budgeting and financial education solutions built around prepaid debit cards for kids. They’re both designed to set kids up for financial success while giving parents the final say in how and where youngsters spend their…
When you’ve recently graduated from college, the world can seem like your oyster. After four years of unpaid internships or part-time jobs, you suddenly can see full-time employment with a full-time salary on the horizon. But sometimes, finding a full-time job…
Perhaps you have a new job, are a newlywed, or have recently committed to a personal savings plan. Whatever your life stage, you’ve surely heard that regularly contributing to savings is an important financial strategy. You know to save for…
Books and articles about living on a personal budget often emphasize the importance of cutting spending on luxuries like coffeehouse lattes or cable TV. But in some cases, the line between luxuries and necessities isn’t so clear. For example, is…
Whether it’s from job loss due to a recession, a drop in income, or an unexpected major expense, there may come a time when you struggle to pay your bills. What can you do when your income and expenses don’t…
Cash is great, but there are times when it’s inconvenient. You can’t use cash to make online purchases and you don’t want to carry around thousands of dollars if you have to make a large purchase. Debit cards and credit…
Say, for example, that a married couple makes a total of $100,000 a year. Both spouses work hard for their money, and enjoy spending their discretionary income. But who gets to spend more on discretionary purchases if one spouse makes…
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