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When you first start a career as a freelancer, it can take a while to get your bearings. From managing your own schedule and attracting new clients to determining your pricing and doing your own bookkeeping, there are a lot…
The burden of retirement savings often falls to employees because pensions and 401(k) plans are hard for many private businesses to afford or administer. Employee stock ownership plans (ESOPs) give smaller firms an option to entice the best talent while…
As a freelancer, getting paid on time and in full comes with many benefits, from improving your cash flow and helping you to pay bills on time to making your accounting a breeze. But it’s not always easy to get…
Over the past couple of decades, the role of the modern CFO has been, and continues to be, redefined. The advent of new technology allowing for enhanced data collection and analysis tools – as well as operating management’s demands for reliable real-time information…
“Working ever-longer hours to bring in more cash might make your life more comfortable, but it isn’t going to make you happy,” writes Charlie Sorrel in a provocatively titled Fast Company article, “Science Says You Should Quit Your Demanding, High-Paying…
If you’re like most Americans – about 70%, according to a 2017 Gallup poll – you’re not that happy with your current job. Maybe you’ve fantasized about quitting to do something more satisfying, like starting a small business or becoming a stay-at-home…
“Income” and “wealth” have incorrectly become synonymous in American culture. While the two concepts often go hand in hand, using the terms interchangeably is misleading. America’s most wealthy individuals don’t necessarily draw the highest levels of income. For example, while…
First introduced in 2009, the Making Work Pay tax credit was available for two years – 2009 and 2010. With this credit, you were able to receive a bonus of up to $400 (or $800 if you filed as married…
When you freelance or own a business, the responsibility for managing and reducing expenses is yours alone. Therefore, you often have a plan for even the most unlikely ones. If you are employed by someone else, however, you might assume…
“Use your noodle! Your brain is like every other muscle in your body; by using it before you act, the fewer surprises you will have with a greater likelihood of getting the results you expect.” My father’s sage advice more…
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