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Student loans and mortgage debt are often considered to be “good debt,” as they are forms of debt you take on in order to purchase something that should increase your net worth. “Bad debt,” on the other hand, includes credit…
Recently, the term Libor – short for London Interbank Offered Rate – has been brought to the foreground of world news, with a scandal unfolding through an admission of fraudulent banking practices by one of the United Kingdom’s most popular…
Everyone knows that credit card debt is “bad” debt due to the high interest rates on most consumer credit cards, while mortgage debt is often described as “good” debt. But sometimes the distinction between “good” and “bad” debt isn’t so…
Have you been invited to attend a timeshare presentation? Perhaps you’ve been offered a steal of a vacation deal – the only catch is that you have to attend a mandatory timeshare meeting. Buying is optional, of course. The timeshare…
Incorporating a business can be a great way to save money on annual taxes, in addition to the protection it offers you from liability – and if you want your business to have a separate legal identity distinct from you,…
The vast majority of home buyers use some type of mortgage loan to pay for their home. If you are one of them, then you likely know how much paperwork and fine print is involved. While you can’t be expected…
Do you have a second home or vacant property you’re considering putting up for rent? Renting your house can be a great way to earn income, and can even be an option to help you avoid foreclosure. With a variety…
Before my family began the process of having our home built, I learned that we should expect to go at least 10% to 20% percent over the estimated budget. While I didn’t believe it at the time, it is safe…
Building your own house can be a wonderful and fun experience – but it can also be a long and expensive process. However, most people cannot afford to pay for the cost of home construction up front, and getting a…
When people talk about the practice of extreme couponing, they throw a lot of numbers around about how much you can save on your grocery bill, and how much stuff you can get for free. However, what isn’t stated is…
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