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Erik and his wife, Lindzee, live in Orlando, Florida with a baby boy on the way. Erik works as an account manager for a marketing company, and considers counseling friends, family and the readers of Money Crashers his personal ministry to others. Erik became passionate about personal finance and helping others make wise financial decisions after racking up over $20k in credit card and student loan debt within the first two years of college.
This past weekend, for the first time in my adult life, I was the victim of identity theft. We were walking into the movie theater about to sit down for a movie, and I got a phone call from a…
It’s that time of year again. Football season. Can you smell it in the air? I went to my first football of the season this past Saturday. We went to the Florida Gators vs. Hawaii Warriors, and the gators kicked…
We live in a society where service industries thrive by performing superior customer service. Because we live in a capitalistic economic system, a custom of rewarding superior customer service has developed through the use of tipping. Tipping is a controversial…
I can vividly remember the day last summer when my wife and I were walking into a movie at the theater when I received a phone call from an unknown number. I decided to listen to the voice message before…
I read an article today on USA Today about friends and family moving in together to save money during the rough economic times. It got me thinking whether this trend is because the economy isn’t great and unemployment is higher…
Most of your companies will be holding their open enrollment period this fall and the beginning of 2011 for your health and retirement benefits. With the recent health care reform changes, health insurance premiums will rise even higher each year….
For those of you that like to borrow money to the point that it comes out of your eyeballs, you might not want to listen to this advice. But, for those of you that are fed up with owing money…
You don’t need to explain to me that it is tough to aggressively pay off debt, save an emergency fund, and save for a down payment on a house after paying all of the monthly bills. The cost of living…
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