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“I don’t need it because I’m young and healthy” is one of the most common myths about life insurance. Life insurance is absolutely appropriate for many young people, even those without dependents to provide for or significant debts to their…
In the 2008 book, “The Big Sort,” journalist Bill Bishop and sociologist Robert Cushing explore the reasons behind the United States’ deepening political, economic, and cultural divisions along racial, class, and geographic lines. Despite vast improvements in communication technology and…
Given the hefty upfront costs associated with purchasing a home, most young people begin their independent lives renting an apartment. As they build careers, save money, and start families, many choose to buy a home. On the other end of the…
Whether you’re moving, downsizing, or in need of a home refresh, it may be time to say goodbye to your old furniture. And that means figuring out what to do with it. Fortunately, there are plenty of charities and nonprofit…
The age-old debate over the relative merits of renting or buying a home rages on. It’s doubtful that a definitive settlement is on the horizon. There are simply too many variables at play and too many unique factors affecting individual homeowners’ situations….
It’s easier than ever to turn unwanted clutter into cold cash. Reliable standbys like Craigslist sales and eBay auctions now compete for trash-treasure with local marketplaces like Nextdoor, social platforms like Facebook Marketplace, and category-specific marketplaces like Sellcell (for electronics)…
America has lots of old houses. According to the National Association of Home Builders, the average owner-occupied structure is about 40 years old in 2016. For reference, that’s higher than the U.S. median age of 38.8. In some parts of the…
I learned the hard way that it pays to plan large appliance purchases ahead of time. My wife and I used to live in a modestly sized older home without central air conditioning. Come summer, we kept the place tolerably cool with…
A while back, my wife and I spent a some time in a beautiful but isolated rural area several hours from the nearest big city. Our little town was surrounded by swathes of dense forest, rocky hills, and lakes. My…
Breaking my apartment lease wasn’t the worst financial decision I ever made, but it was one of the scariest. Legally speaking, I didn’t have a compelling reason to break my lease. I was voluntarily leaving my current job and relocating…
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