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How strong is your desire to get out of debt? What are you willing to give up, sell, or live without in order to meet that dream head on? Would you be inclined to sell your beloved car in order…
Many financial experts report that the average household carries at least $10,000 in credit card debt. In addition to this debt, many people take out upside down car loans and overextend themselves on home purchases. While debt is generally an unfortunate…
Everyone knows that credit card debt is “bad” debt due to the high interest rates on most consumer credit cards, while mortgage debt is often described as “good” debt. But sometimes the distinction between “good” and “bad” debt isn’t so…
When it comes to consumer debt, everyone has an opinion. Some people avoid debt at all costs, even if it means never buying a house, while others view debt as a necessary evil – a way to enjoy a certain…
Debt is a common fact of life in America today. According to a 2015 report from the Pew Charitable Trusts, roughly eight out of ten Americans have debts, with an average of $67,900 per person. The report also found that…
Marcus by Goldman Sachs® is a fixed-rate, no-fee, unsecured personal loan provider positioned as a straightforward and potentially lower-cost alternative to credit cards. Its biggest selling point bears repeating: Loans from Marcus by Goldman Sachs® never carry fees, ever. You can borrow…
We all have habits we frequently indulge. A daily morning latte or occasional new pair of shoes can seem harmless. But consider their effect on your bottom line. Even the tiniest regular purchases of $1 or $5 add up. And…
What would you be more embarrassed to shout from the rooftops: your weight or your credit score? The National Foundation for Credit Counseling conducted a poll asking participants to finish this sentence: “I’d be most embarrassed to admit my…” Perhaps…
Although it’s not necessarily your responsibility to fix your kids’ financial messes, you realize the impact that debt can have on their future. Too much of it can lower their credit scores, limit their ability to get a home mortgage…
Do you try to cure the common cold by using the best nose tissues money can buy? Of course not. Though tissues help with symptoms, to avoid a cold, you have to go after the root cause: exposure to the…
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