The Affordable Care Act has been around since 2010, but there are still millions of Americans living without health insurance. According to the United States Census Bureau, over 27.5 million Americans, including more than 77,000 children, lacked health insurance in 2018….
Nov. 1 is the beginning of open enrollment — the period when people can sign up for new health insurance plans in the health insurance marketplace created by the Affordable Care Act (ACA). Many private employers hold their annual enrollment…
The United States health care system is complicated. While most developed countries have some form of universal health coverage, Americans get health insurance through a patchwork of different sources — workplace health plans, private insurance, and a variety of government programs. One of…
One quirk of the U.S. health care system is the way it ties health insurance to the workplace. According to the U.S. Census Bureau, more than 55% of Americans get their health insurance through an employer — their own or a family member’s. The…
There’s a lot of buzz around the phrase “Medicare for All.” This proposal was a major feature of Democratic presidential candidate Bernie Sanders’s campaign in 2020. It also won the support of at least five other candidates, including the eventual…
Americans are used to paying high costs for health care. Even for those who have health insurance — and as of 2019, there are still millions who don’t — it doesn’t cover everything. However, many people assume that once they reach age…
Americans are spending a bigger share of their income than ever on health care costs. According to a 2018 report by the Economic Policy Institute, workers in the bottom 90% of the income scale had to pay 6.8% of their…
When you first sign up for Medicare, be prepared for some sticker shock. Because you’ve been paying Medicare taxes all through your working life, you may have assumed that once you retire, all your health care costs will be covered. It…
In many ways, owning a bicycle can be a money-saver. You can save on gas by commuting by bike or use it to exercise for free. But all these benefits come with a significant upfront cost. A good-quality new bike…
In August 2018, the Trump administration announced new rules for short-term health insurance plans. It extended the maximum coverage period for these bare-bones plans from 90 days to just under a year, with an option to extend the plans for…
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