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Despite big promotional events and appealing advertisements, new cars come with hefty price tags and lose their value very quickly due to depreciation. In fact, there are many benefits to buying a used car for cheap over a brand new…
People have become more and more displeased with their banks. High interest rates, credit card fees, and poor customer service have left them clamoring for change and better treatment. The Credit CARD Act of 2009 is a step in the…
When credit cards are used wisely, they offer an incredibly convenient way to pay for goods and services. They fit neatly in your wallet, you don’t have to carry loads of cash, and you can easily shop from the privacy…
Have you ever heard someone talk about how they use their credit card and just had to shake your head? Though the Internet is filled with good advice on how to use credit cards and rewards wisely, some people are…
I always use my credit cards when I am traveling internationally. They offer convenience, security, and protection that just isn’t available when using traveler’s checks or foreign currency. In addition, I receive generous cash back and travel rewards of 2%…
Gift cards are popular for birthdays, graduations, and all other gift-giving occasions. They present a handy way to personalize an individual gift while still allowing the recipient to pick out what they like. In this article, we’ll go over the…
When I was younger, I tried to close my unused credit card accounts to boost my credit score. I never carried a balance, but I thought if I had too many credit cards, I wouldn’t be eligible for new lines…
When people fall on hard times, they react to their new reality by taking a far more cautious approach to their personal finances, which includes turning towards other methods of payment for their daily spending. Although many people rely on…
People have different credit scores, depending on how they manage their money. But did you know that credit ratings vary dramatically from city to city? That is the conclusion reached in a new report from Experian, one of the largest…
Have you ever wondered how different generations handle their finances? Experian, one of the largest credit agencies, took a look at the credit scores of millions of Americans of different age groups as well as what kind of debts they…
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