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When credit cards are used wisely, they offer an incredibly convenient way to pay for goods and services. They fit neatly in your wallet, you don’t have to carry loads of cash, and you can easily shop from the privacy…
I always use my credit cards when I am traveling internationally. They offer convenience, security, and protection that just isn’t available when using traveler’s checks or foreign currency. In addition, I receive generous cash back and travel rewards of 2%…
Gift cards are popular for birthdays, graduations, and all other gift-giving occasions. They present a handy way to personalize an individual gift while still allowing the recipient to pick out what they like. In this article, we’ll go over the…
How strong is your desire to get out of debt? What are you willing to give up, sell, or live without in order to meet that dream head on? Would you be inclined to sell your beloved car in order…
Worrying about money has been so ingrained in our culture today that it has literally become an epidemic. I hate how I feel when I worry about money, and I know I do it far too often. I also know…
In popular media, there is a fascination with the differences between everyday Americans and the wealthy. However, in reality, the rich and the average American often use their money in the same ways. The rich routinely give to charity, and…
While a charitable remainder trust (CRT) can be an excellent tool for charitable giving and estate planning, a wealth replacement trust is sometimes a better option. When you establish a charitable remainder trust, you transfer appreciated property to an irrevocable…
Are you eagerly counting down the days to your next vacation? After working hard throughout the year, you deserve a few days of relaxation and fun. But regardless of how excited you are to take your next trip, it’s always…
Many people who are in relationships with an addict – whether the addiction is chemical or behavioral – find themselves in situations where they can choose either to address the addiction, or allow it to continue. Unfortunately, to allow harmful…
It was one of those awkward moments I’d love to forget. I had flown to visit a friend after she had her first baby. As we shopped for clothes for her bundle of joy, I asked if we could go…
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