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A USDA report pegs the total cost of raising a child at $233,610, or $284,570 if you factor in future inflation. That includes only the basics however, and excludes costs like helping with college education, birthday parties, and holiday gifts….
As someone who lives a semi-nomadic lifestyle, I’ve gotten comfortable buying and selling used items on the secondary market. You can save money as a buyer, and recoup sunk costs as a seller. But selling used items on Craigslist isn’t…
Homeowners benefit from appreciation, forced savings in the form of principal repayment toward mortgages, and often lower annual housing costs compared to local renters. These advantages are compounded by a tax code that favors property owners. Beyond simple homeownership, real…
Most Americans assume international travel is inherently expensive. And it is — if you insist on traveling to major European capitals during peak seasons. The trick to cheap international travel? Skip the Romes, Parises, and Londons of the world and…
More than three-quarters of Americans have at least one major financial regret, according to a 2019 Bankrate study. The financial missteps committed in your youth and middle years especially haunt Americans’ retirements. They’re why 64% of Americans “will retire broke,”…
In my life as an online business owner, I use many tried-and-true methods of tricking people into spending more. And I do it because they work. If they didn’t, online stores wouldn’t use them. But that doesn’t mean you have…
Travel always costs more than you think it will. And unfortunately, that’s increasingly by design. As you plan your next getaway, keep a wary eye out for hidden costs and fees. They often get buried in the fine print —…
Preparing your federal tax return is hard enough when you live in the U.S. But as an expat living in another country? Fuhgeddaboudit. I spent four years living in the United Arab Emirates and now live in Brazil. And while…
When it comes to productivity, most people think of systems or practices that help them do more, especially when it comes to fitting even more tasks into the limited time we all have each day. Read just about any article…
In June 2012, the financial world was rocked by a scandal that was likely decades in the making: Powerful United Kingdom-based Barclays, a universal bank involved in setting global financial rates, had been manipulating the system. Moreover, they were likely…
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