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Budgeting, setting up the right accounts, filing your taxes, planning ahead, and handling money as a couple. Organize your money and decide where it goes.
Before I became a full-time writer, I owned a professional organizing business. Clients often complained about the constant influx of paper into their homes. Credit card offers, catalogs, bills, insurance forms, charity solicitations, and more show up in your mailbox…
In an effort to help make filing taxes easier this year, we are breaking down the various IRS tax forms to help you know if you need them, and how to use them. If you were working as an employee…
When I went to college at the University of Florida, it was trendy to go jogging. It seemed to be the standard hobby of everyone I knew, except for myself. At the time, I didn’t exercise, with the exception of…
The past 3 years have been rife with changes – economically, financially, and socially. We’ve seen a lot of cultural and financial icons go very quickly from hero to villain. Many pop stars and sports heroes of the past decade…
It has always been a challenge for me to stick to my budget in December. Not because of Christmas and presents and holiday travel, but because everyone I know seems to want to get together this time of year. And…
Many families are being hit hard by the recent economic recession, and will likely celebrate Christmas a little less extravagantly than usual as a result. This might mean making cheap homemade Christmas decorations and ornaments or buying dollar store items, using…
Boundaries are so important in every area of our lives. Without them, anarchy and chaos would have free reign. Managing our personal finances requires boundaries perhaps more than any other aspect of our lives. For most of us, a creating…
There’s more to tracking your finances than understanding your net worth and having an effective personal budget in place. It’s also critical to keep a close eye on your cash flow. What’s is cash flow exactly? Let me first delve…
A couple of months ago, my husband and I had the unfortunate experience of being in a car accident. The other driver wasn’t paying attention and rear ended us. Gratefully, we weren’t hurt beyond some bumps, bruises, and a minor…
Leaving your old bank is never easy. You have to change all of your bill payments, cancel automated transactions, and switch your money over to a new financial institution. It just seems like a time-consuming hassle. While it would be…
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