We all know dressing up for Halloween, whether for trick-or-treating or parties, can get pricey fast. A quick scan of the costume aisle at any retail store reveals average prices of $25 to $40 per outfit. And if you’re buying…
It can be hard to refuse to loan money to a close friend or family member. You may even feel obligated to lend a financial hand to your loved ones simply because they’re important to you and you don’t want…
So, you’re set to buy a new or used car and plan to finance it, but the dealership has asked you for a down payment. For the uninitiated, a down payment is the lump sum of cash you give the…
Whether you’re attempting to get a mortgage, auto loan, a new apartment, or a public welfare benefit, you often need to prove you earn the correct amount of money to qualify. In the case of a mortgage, loan, or apartment,…
It’s that time of year again. Football season. Can you smell it in the air? I went to my first football of the season this past Saturday. We went to the Florida Gators vs. Hawaii Warriors, and the gators kicked…
Do you know how much you are paying in fees each year with your 401K plan? Most investors don’t. I certainly didn’t always know this information. But over the last few years, I’ve discovered that 401K fees can be fairly…
My parents live in Florida, and whenever I visit, my dad always asks me if I have any cash on me. It’s not that he needs to borrow some; it’s quite the opposite. My dad firmly believes in carrying cash…
Many goods are slated to increase in price, such as gasoline, grains, chocolate, and even fast food! It has been frustrating and a little depressing to read these economic predictions. However, there is good news: some things are actually expected…
“Income” and “wealth” have incorrectly become synonymous in American culture. While the two concepts often go hand in hand, using the terms interchangeably is misleading. America’s most wealthy individuals don’t necessarily draw the highest levels of income. For example, while…
When you freelance or own a business, the responsibility for managing and reducing expenses is yours alone. Therefore, you often have a plan for even the most unlikely ones. If you are employed by someone else, however, you might assume…
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