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Unless you win the lottery, have a rich uncle, or are extremely lucky, there is no quick path to becoming a millionaire. A lot of people look for get-rich-quick schemes, but the truth is that they do not really exist….
How strong is your desire to get out of debt? What are you willing to give up, sell, or live without in order to meet that dream head on? Would you be inclined to sell your beloved car in order…
“Cash is king” is an age-old saying often used to explain the failure of both businesses and consumer households. Without the proper amount of cash on hand, both of these entities can run into major trouble, and even be forced…
Say, for example, that a married couple makes a total of $100,000 a year. Both spouses work hard for their money, and enjoy spending their discretionary income. But who gets to spend more on discretionary purchases if one spouse makes…
When people fall on hard times, they react to their new reality by taking a far more cautious approach to their personal finances, which includes turning towards other methods of payment for their daily spending. Although many people rely on…
Worrying about money has been so ingrained in our culture today that it has literally become an epidemic. I hate how I feel when I worry about money, and I know I do it far too often. I also know…
Whether it’s an anniversary present or a Valentine’s Day gift, the expectations can be high even when your funds are low. If your bank account balance limits the amount you can spend on a gift, then jewelry and other pricey…
Back in 2008, I began what was a series of five moves over the coming three years. Three of the moves were local, and two cross-country. During this time, I learned a great deal about relocating – particularly how expensive…
When my husband and I were married in 2003, we transitioned to a joint bank account. It seemed like something we were supposed to do; plus, we had received a bunch of money as wedding gifts. As it turns out,…
Handling bills, deposits, and payments is a daunting task for most of us, but consider how much more challenging it becomes as we enter our later years. The elderly are more susceptible to diseases such as dementia and Alzheimer’s, which…
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