We are all searching for new and innovative ways to make extra money. I have spoken many times about the importance of not relying on one stream of income. I worry greatly about families that still rely on one income. If that income goes away in the form of being laid off, [...]

I was listening to the Clark Howard radio show today, and he was talking about fly-by-night MLM programs that pop up during economic slowdowns. They prey on people looking to quickly make extra money. There are plenty of legitimate multi-level marketing programs out there, but for every good one, there are at least [...]