Advertiser Disclosure
X

Advertiser Disclosure: The credit card offers that appear on this site are from credit card companies from which MoneyCrashers.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. MoneyCrashers.com does not include all credit card companies or all available credit card offers, although best efforts are made to include a comprehensive list of offers regardless of compensation. Advertiser partners include American Express, U.S. Bank, and Barclaycard, among others.

  • Date

By

Views

2.7M

Shares

1.6K

Dig Deeper

23,313FansLike
15,717FollowersFollow
36,005FollowersFollow

Become a Money Crasher!
Join our community.

37 Best New Bank Account Promotions & Offers – Jan 2019

Views

2.7M

Shares

1.6K

It’s possible to make $100s just by opening up a bank account. But sorting through the best offers can be tricky.

At Money Crashers, we comb through hundreds of deals every month to find you the most lucrative sign-up bonuses – some worth up to $1,000. We also rank the best high-yield checking accounts, cash back credit cards, and more.

Don’t want to miss out? Here are the best bank promotions for the month of January.

Top Bank Account Promotions (January 2019)

1. TD Bank Premier CheckingSM – $300 Cash Bonus

td bankApply online for a new TD Bank Premier Checking account and you’ll get a $300 cash bonus once you receive direct deposits of more than $2,500 within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. The Premier checking account typically includes a $25 monthly maintenance fee, but it’s waived if you keep a daily balance of at least $2,500.

This offer is available to residents of the following states: CT, DE, DC, FL, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA.
Apply Now


2. TD Bank Convenience CheckingSM – $150 Cash Bonus

td bankAs an alternative to the TD Bank Premier Checking offer above, you can apply online for a new TD Bank Convenience account, which has a much lower minimum balance requirement. You’ll get a $150 cash bonus once you receive direct deposits of more than $500 within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. The Premier checking account typically includes a $15 monthly maintenance fee, but it’s waived if you keep a daily balance of at least $100.

This offer is available to residents of the following states: CT, DE, DC, FL, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA.
Apply Now


3. Chase SapphireSM Checking – 60,000 Bonus Ultimate Rewards Points

chase bank logo

Open a new Chase SapphireSM Checking account and earn 60,000 bonus Chase Ultimate Rewards points. Within 45 days of opening your account, transfer a total of $75,000 or more in qualifying new money or securities to a combination of eligible checking, savings and/or investment accounts. Then, maintain the balance for at least 90 days.

This offer is available to Chase Sapphire cardmembers only. The minimum opening balance is $25, and there’s a $25 monthly service fee that’s waived when you maintain a $75,000 minimum daily balance across all eligible accounts.
Apply Now


4. Chase Premier Plus CheckingSM – $300 Bonus

chase bank logoTo qualify for this bonus, open a new Chase Premier Plus CheckingSM account with a deposit of at least $25 within 60 days, and have a direct deposit (electronic transfer for paycheck, pension or government benefits) made to the account. (You can either apply online using the link above, or enter your email on the linked page to receive the coupon to take to your local Chase branch.) Once these steps are taken, you should receive the bonus in your account within 10 business days.

Keep in mind that the Premier Plus account has a monthly service fee of $25. However, the fee is waived if you keep an average daily balance of at least $15,000 between all of your Chase accounts (checking, savings, and other balances) or you set up automatic payments to your qualifying Chase mortgage.

Chase has ATMs and branches in the following states: AZ, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, KY, LA, MA, MI, NV, NJ, NY, OH, OK, OR, TX, UT, WA, WV, WI.
Apply Now


5. Chase Total Checking® – $200 Bonus

chase bank logoThere is a separate bonus offer of $200 for Chase Total Checking®, which is a step down from the Chase Premier Plus Checking account mentioned above. Open a new Chase Total Checking® account with a minimum of $25 and a qualifying direct deposit made within 60 days. You’ll then receive a $200 bonus within 10 business days.

There is a $12 monthly fee but it is waived if you meet at least one of the following criteria in each monthly statement period:

  • Execute direct deposits totaling $500 or more made to the account
  • Maintain a $1,500 minimum daily balance
  • Maintain an average daily balance of $5,000 or more in qualifying linked deposits or investments
  • Pay at least $25 or more in qualifying checking-related services or fees

To receive this bonus, you can either apply online using the link above or enter your email here and take the coupon to a local Chase branch. Chase has ATMs and branches in the following states: AZ, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, KY, LA, MA, MI, NV, NJ, NY, OH, OK, OR, TX, UT, WA, WV, WI.
Apply Now


6. Chase SavingsSM – $150 Bonus

chase bank logoYou can earn an additional bonus of $150 with a Chase savings account. Open a new Chase SavingsSM account, deposit at least $10,000 within 20 business days, and maintain a $10,000 balance or more for 90 days from when the deposit was made. You’ll then receive a $150 bonus within 10 business days.

You can avoid the $5 monthly maintenance fee on this account by doing one of the following each monthly statement period:

  • Maintaining a minimum daily balance of at least $300
  • Executing at least one repeating automatic transfer of $25 or more from your personal Chase checking account or Chase Liquid® Card
  • Having at least one account owner who is an individual younger than 18
  • Linking the account to an eligible Chase Premier Plus Checking?, Chase Sapphire? Checking, or Chase Private Client Checking? account

To receive this bonus, you can either apply online using the link above or enter your email here and take the coupon to a local Chase branch. Chase has ATMs and branches in the following states: AZ, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, KY, LA, MA, MI, NV, NJ, NY, OH, OK, OR, TX, UT, WA, WV, WI.
Apply Now


7. Chase Total Business Checking – $200 Bonus

chase bank logoIf you’re a business owner looking to set up a new account, Chase has you covered as well. Open a new Chase Total Business Checking account with a deposit of at least $1,000 within 20 business days. Then, maintain that balance for 60 days and complete at least 5 qualifying transactions within the same time period (debit card purchases, checks paid, and qualifying deposits). You’ll then receive the $200 bonus within 10 business days.

To receive this bonus, you’ll need to enter your email here and take the coupon to a local Chase branch. Chase has ATMs and branches in the following states: AZ, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, KY, LA, MA, MI, NV, NJ, NY, OH, OK, OR, TX, UT, WA, WV, WI. This offer expires on April 9, 2019.
Apply Now


8. Chase College Checking – $100 Bonus

chase bank logoThere’s a separate checking account offer just for college students. Open a new Chase College Checking account within an initial deposit of at least $25, enroll in paperless statements, and then complete at least 10 qualifying transactions within 60 days of opening the account. You’ll then be eligible to earn the $100 bonus within 10 business days.

To receive this bonus, you’ll need to enter your email here and take the coupon to a local Chase branch. Chase has ATMs and branches in the following states: AZ, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, KY, LA, MA, MI, NV, NJ, NY, OH, OK, OR, TX, UT, WA, WV, WI. This offer expires on April 16, 2019.
Apply Now


9. CIT Bank Premier High Yield Savings Account – 1.55% APY

cit bank logoAlthough the CIT Bank Premier High Yield Savings Account doesn’t currently offer a sign-up bonus, it gets top marks because of its leading 1.55% interest rate, which is 25 times the national average and by far the highest on this list. There is a $100 minimum opening deposit (must be funded within 30 days of opening) and no fees to open or maintain the account. The bank is FDIC insured and offers daily compounding.

CIT Bank may be the best option for you because the interest you earn on your balance will likely beat out most other cash bonuses, especially over longer periods of time. Let’s do the math. For example, say you have an initial deposit of $20,000 and plan on depositing $2,000 every month for the next 12 months. At an interest rate of 1.55% and daily compounding, you’ll have earned an extra $514.99 after just 1 year. After 5 years using the same numbers, you’ll have earned an extra $6,464.59 in interest. That’s leaps and bounds above other banks with bigger bonuses but a paltry interest rate close to 0.01%.

This offer is available to all U.S. residents in any state.
Apply Now


10. Capital One 360 – Up to $150 Cash Bonus

capital one 360This offer is made up of 3 components, which you can perform separately or as a combination.

  • Open a new Capital One 360 Checking account with at least $250 and make at least  3 debit card purchases or Person2Person payments (can be any combination of the two) within 45 days of account opening. Your $25 bonus will then be deposited into your account on day 50.
  • Open a new Capital One 360 Money Market account . If you deposit $250 to $9,999.99, you’ll get a $25 bonus. If you deposit $10,000 or more, you’ll get a $100 bonus, which will automatically be deposited into your account.
  • Open a new Capital One 360 Saving account with an initial deposit of at least $250. Your $25 bonus will then automatically be deposited into your account.

The total cash bonus amount is up to $150, depending on which accounts you open and how much you deposit for the Money Market account.
Apply Now


11. Capital One 360 Money Market – Up to $500 Cash Bonus

Capital One 360 has the most generous money market account opening bonus on the market today. To qualify, open a Capital One 360 money market account using the promo code “CELEBRATE” by February 28, 2019. Then, deposit at least $50,000 in cumulative deposits within the first 10 days and maintain a minimum daily balance of at least $50,000 for the following 90 days. You’ll receive your bonus within 60 days of clearing the 90-day balance threshold.

Moving forward, your 360 Money Market account earns 2.00% APY on all balances above $10,000 and 0.85% APY on all balances below $10,000. There’s no monthly maintenance fee or minimum balance requirement, but this offer is not available to anyone who’s had a Capital One 360 savings product (including a money market account) since January 1, 2016.
Apply Now


12. PNC Bank – Up to $300 Cash Bonus

pnc bank logoPNC is offering two separate bonus opportunities, worth up to $300, when you open a new PNC Bank Virtual Wallet account:

  • To earn the $200 cash bonus, open a new Virtual Wallet with Performance Spend and arrange total qualifying direct deposits of at least $2,000 to your account. Then, make at least 10 debit card purchases with the debit card tied to your account. You’ll receive the $200 bonus in your account within 90 days of meeting all conditions.
  • To earn the $300 cash bonus, open a new Virtual Wallet with Performance Select and arrange total qualifying direct deposits of at least $5,000 to your account. Then, complete at least 10 debit card purchases with the debit card linked to your new account. The bonus should be paid within 90 days of meeting the requirements.

These cash bonus offers expire on March 31, 2019.

This offer applies to residents of the following states: AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI & WV.
Apply Now


13. Suntrust Bank –  Up to $300 Cash Bonus

suntrustThere are several different checking account bonus opportunities with Suntrust Bank. Open a new Suntrust Select Checking account and meet the requirements to receive $150. Open a new Signature Advantage Account and meet the requirements to receive $300. The requirements are: Deposit $100 or more within 14 days of opening the account and complete $1,000 (for Select Checking) or $2,000 (for Signature Advantage) in qualifying direct deposits within 60 days of account opening. You must also make 10 or more debit card purchases within the same time frame. Use promo code Q417CHKNG123OL. This offer expires January 2, 2018.

This offer applies to residents of the following states: AL, AR, FL, GA, MD, MS, NC, SC, TN, VA, DC & WV.
Apply Now


14. Discover Cashback Checking – Up to $360 Annual Cash Back

discover bank logoWhen you open a new Cashback Checking account and spend with your debit card, you can earn as much as $360 each year. Just open and fund the account in any amount, then use your debit card to make everyday purchases. You earn 1% cash back on up to $3,000 in qualifying purchases per month, or up to $36,000 in qualifying purchases per year. Cash-like payments, such as ATM withdrawals and P2P payments, do not qualify for cash back.

For more details on other account types and offers from Discover Bank, check out our Discover Bank review.
Apply Now


15. HSBC Advance Checking – $350 Cash Back

hsbcOpen a new HSBC Advance Checking account and deposit at least $10,000 in new money to earn a $350 welcome bonus.

Here’s how to do it. First, open your account and deposit at least $10,000 in outside funds (new money) in combined checking and savings accounts within 30 days of your account opening date. Maintain a daily balance of at least $10,000 in the accounts for 90 calendar days from the deposit date. You’ll receive your bonus within 8 weeks after completing the qualifying activities.

This cash bonus offer was set to expire on December 28, 2018, but remains valid in the new year. HSBC reserves the right to change, discontinue, or extend the offer at any time.

Moving forward, you can avoid the $25 monthly maintenance fee by either a) maintaining that $10,000 daily balance indefinitely, or b) maintaining a $5,000 daily balance and a recurring direct deposit into the account.
Apply Now


16. HSBC Choice Checking – $200 Cash Back

hsbcHSBC has an even more accessible checking bonus. For a limited time, you can earn a welcome bonus of $200 when you open a new HSBC Choice Checking account and deposit $1,500 in new money.

To earn the bonus, open your new Choice Checking account and deposit at least $1,500 in new money in combined checking and savings accounts within 30 days. Then, maintain at least $1,500 in the combined accounts for 90 days from your deposit date. Once you clear that threshold, you should receive your bonus within 8 weeks.

This cash bonus offer was set to expire on December 28, 2018, but remains valid in the new year. HSBC reserves the right to change, discontinue, or extend the offer at any time.

Moving forward, avoid the $15 monthly maintenance fee by maintaining at least $1,500 in combined personal and investment balances.
Apply Now


17. Citibank – Up to $500 Cash Bonus

When you open a new eligible checking and savings account in the Citibank Account Package by March 31, 2019, you could qualify for a cash bonus up to $500. Here’s how to earn the bonus:

  • Within 30 days of opening your account, deposit at least $15,000 in new money (funds not previously held with Citibank or its affiliates) into your account.
  • Maintain a $15,000 minimum balance for at least 60 consecutive calendar days. This qualifies you for a $400 cash bonus, which you’ll receive within 90 days of completing all required activities if you do nothing more.
  • To earn an additional $100 bonus (for a total cash bonus of $500), arrange and complete at least one qualifying direct deposit per month for 2 consecutive months within 60 days of account opening.

You’ll receive your cumulative bonus within 90 days of completing all required activities.

The $25 monthly maintenance fee is waived when you maintain a minimum daily balance (average) of at least $10,000. This offer is available to new Citibank accountholders only.
Apply Now


18. Citibank – $600 Cash Bonus

Citibank has another generous account opening offer for new customers, though it requires a hefty initial deposit.

When you open a new eligible checking and savings account in the Citibank Priority Account Package by March 31, 2019, you could qualify for a cash bonus of $600. Here’s how to earn the bonus:

  • Within 30 days of opening your account, deposit at least $50,000 in new money (funds not previously held with Citibank or its affiliates) into your checking and savings accounts (cumulative).
  • Maintain a that cumulative $50,000 minimum balance in your checking and savings accounts for at least 60 consecutive calendar days.
  • You’ll receive the bonus within 90 days of completing all required activities.

The $30 monthly maintenance fee is waived when you maintain a minimum daily balance (average) of at least $50,000. This offer is available to new Citibank accountholders only.
Apply Now


19. HSBC Premier Checking – $750 Cash Back

hsbcHSBC’s third checking bonus is its most generous – and its most exclusive. For a limited time, you can snag a $750 welcome bonus when you open a new HSBC Premier Checking account and complete certain qualifying activities.

To earn the bonus, open your new Premier Checking account and deposit at least $100,000 in new money in combined checking, savings, and eligible investment accounts within 30 calendar days. Then, maintain that balance across the accounts for 90 calendar days from the deposit date. Once you reach the 90-day threshold, expect to see your $750 bonus in your Premier Checking account within 8 weeks.

This cash bonus offer was set to expire on December 28, 2018, but remains valid in the new year. HSBC reserves the right to change, discontinue, or extend the offer at any time.

Moving forward, avoid the $50 monthly maintenance fee by maintaining that same $100,000 balance across your combined personal and investment accounts.
Apply Now


20. KeyBank Checking – $300 Cash Bonus

keybank logoThrough January 18, 2019, you’ll earn a $300 cash bonus when you open a qualifying KeyBank checking account: Key Advantage Checking, Key Privilege Checking, or Key Privilege Select Checking. You can open up to 3 accounts at once. However, you’ll only qualify for a single $300 bonus, no matter how many accounts you open.

To earn the bonus, simply enter promo code “OASP1118” on your account application or request a unique code via email. Once your account is open, make a single direct deposit of $500 or more within 60 days of the opening date. You should receive the bonus within 90 days.

This offer is only available in the following states and regions: AK, central NY state, Cincinnati (OH), Columbus (OH), Dayton (OH), Hudson Valley (NY), ID, central and northern IN, ME, MI, northern northwest OH, OR, Philadelphia (PA), UT, VT.
Apply Now


21. BMO Harris – Up to $250 Cash Bonus

bmo harris bankIf you’re a Bank At Work or Group Banking Services customer at BMO Harris, you can earn as much as $250. When you open a new personal checking account and meet the direct deposit requirements, you’ll receive $100. You get an additional $50 by opening a new Statement Savings Account with at least $1,000 of new money. Another $50 comes your way when open a new BMO Harris Health Savings Account. And you can add $50 by signing up for eStatements.

You should receive your bonuses between 90 and 120 days of either account opening or meeting the requirements.
Apply Now


22. Wells Fargo Everyday Checking – Up to $250 Cash Bonus

wells fargo logoOpen a new Wells Fargo Everyday Checking account online by January 25, 2019, to qualify for a cash bonus up to $250. Here’s how to earn this 2-part bonus opportunity:

  • First, open a new Wells Fargo Everyday Checking account online and make the minimum required opening deposit of $25.
  • Then, within 60 days of account opening, receive at least $500 in qualifying direct deposits into your new account. Once you meet the requirement, you’ll receive a $150 cash bonus in your account within 45 days.
  • Next, continue to receive direct deposits totaling $500 or more (cumulatively) every 30 days for at least 150 days following the initial 60-day window (so, at least $2,500 in additional direct deposits and $3,000 in total direct deposits since account opening). Once you complete this requirement, you’ll receive an additional $100 cash bonus within 45 days.

Qualifying direct deposits include salary, pension, Social Security, and other qualifying income. Direct deposits must be electronically deposited via ACH. Your account must have a balance of at least $1 during the entire qualification period.

You can avoid the Everyday Checking account’s $10 monthly maintenance fee by doing any of the following:

  • Maintaining a minimum daily balance of $1,500
  • Completing 10 or more debit card transactions per month
  • Executing direct deposits totaling $500 or more per month

If you’ve earned any other Wells Fargo checking account bonus within the past 12 months, you’re not eligible for this offer.
Apply Now


23. Elements Financial – $200 Cash Bonus

Open a new Elements Financial High Interest Checking account to qualify for a $200 cash bonus. Just enter promo code CHECK200 on your application, set up a recurring monthly direct deposit of $500 or more within 60 days of account opening, and keep your account open for at least 6 months. Existing Elements Financial checking and Health Savings Account customers are not eligible for this promotion. This offer is advertised for Indiana state government employees in their families, but non-employees may qualify as well.

In addition to this promotion, you’ll also get one of the best checking yields around: 2.00% APY on balances up to $20,000 in any statement cycle during which you maintain a $100 minimum daily balance and make 15 qualifying transactions.
Apply Now


24. Citibank – $200 Cash Bonus

Citibank’s third new account promotion is its most modest. When you open a new eligible checking account in the Basic Banking Package by March 31, 2019, you could qualify for a $200 cash bonus. Here’s how:

  • Within 30 days of opening your account, deposit at least $5,000 in new money into your account.
  • Maintain a $5,000 minimum balance for at least 60 consecutive calendar days.
  • You’ll receive the $200 bonus within 90 days of completing all required activities.

The $12 monthly maintenance fee is waived when you either:

  • Receive at least one qualifying direct deposit per statement period and make at least one qualifying bill payment per statement period, or
  • Maintain at least $1,500 in combined average monthly balances in eligible linked accounts.

This offer is available to new Citibank accountholders only.
Apply Now


25. BB&T – $400 Cash Bonus

BB&T is offering a $400 cash bonus to new accountholders who open a BB&T Elite Gold checking account by March 29, 2019. To earn the bonus, open your account online and complete one of the following qualifying activities within 75 days of your account opening date:

  • Maintain an average daily balance of at least $10,000
  • Receive direct deposits totaling at least $2,000

You must also clear the minimum opening deposit of $100. You can avoid the $30 monthly maintenance fee by doing either of the following:

  • Maintaining $25,000 in combined personal deposit or investment balances
  • Carrying a BB&T personal mortgage with an original principal of $150,000 or more

You should receive the bonus within four weeks of completing qualifying activities. To avoid an early termination fee of $25, you must keep your account open for at least 180 days. This offer is not available in PA or NJ.
Apply Now


26. BB&T – $200 Cash Bonus

BB&T has another account opening bonus that, though less generous, is far easier to attain. Open a new BB&T Bright Banking® checking account by March 14, 2019 and complete one of the following qualifying activities within 75 days of your account opening date.

  • Enroll in direct deposit and receive at least two direct deposits of $100 or more
  • Activate U by BB&T® bill pay and use it to initiate three online payments of at least $25 each

You should receive your bonus within four weeks of completing these qualifying activities. You can avoid the $12 monthly maintenance fee in any statement period when you do one of the following:

  • Receive at least one direct deposit of $500 or greater
  • Maintain an average daily balance of at least $1,500

This offer is not available in PA or NJ.
Apply Now


27. Capital One 360 Money Market – $200 Cash Bonus

For new accountholders with less funds for their initial deposit, Capital One 360 has another great promotion that pays a $200 cash bonus. To qualify, open a Capital One 360 money market account using the promo code “OFFER200,” then deposit at least $10,000 in cumulative deposits by March 31, 2019. You’ll receive your bonus within 60 days of reaching the $10,000 deposit threshold.

Moving forward, you’ll earn 2.00% APY on all balances above $10,000 and 0.85% APY on all balances below $10,000. There’s no monthly maintenance fee or minimum balance requirement. This offer is not available to anyone who’s had a Capital One 360 savings product (including a money market account) since January 1, 2016.
Apply Now


28. Salem Five – Your Choice of Free 12-Month Subscription

salem five logoOpen a new Salem Five Star Checking account using the promo code ‘ON US ‘ and a complimentary 12-month subscription to your choice of one of the following: Netflix, Spotify, Birchbox, Harry’s, or Graze. All you have to do to qualify for your free subscription is open your account and execute at least $1,500 in qualifying direct deposits within 60 days of your account opening date. Once you clear the $1,500 mark, you’ll begin earning monthly statement credits against the highest qualifying subscription transaction, up to $14.95 per month. These credits will continue for 12 consecutive months or until you cancel all qualifying subscriptions.

This promotion is available to customers nationwide, subject to a $10 minimum opening deposit in-branch and a $100 minimum opening deposit online. To avoid the $15 monthly maintenance fee, you can do one of the following: set up a qualifying payroll direct deposit, maintain a $1,500 minimum daily balance in the account, maintain a $5,000 minimum daily balance across combined deposit and loan balances, or set up autopay on a qualifying Salem Five mortgage loan.

Also of note: like depositors at all Massachusetts-chartered banks, Salem Five customers enjoy supplemental deposit insurance protection through the Massachusetts Deposit Insurance Fund (DIF), which covers balances above the $250,000 FDIC insurance limit. For more details about high-yield deposit accounts and special offers from Salem Five Direct, Salem Five’s online banking arm, check out our Salem Five Direct review.
Apply Now


29. Discover Savings – $200 Bonus

discover bank logoDiscover Bank has an attractive cash bonus offer for customers with enough cash to meet the hefty opening deposit requirement. To qualify, use the promo code “NPBF119” to open your first Discover online savings account by February 4, 2019. Then, deposit at least $25,000 in new money by February 18, 2019. You’ll receive the $200 bonus by March 4, 2019.

This offer is not available to anyone who’s previously had a Discover savings account. Your account must be open on the date you receive the bonus (at least through March 4, 2019).
Apply Now


30. Discover Savings – $150 Bonus

discover bank logoDiscover Bank has another savings offer that’s slightly easier to attain. Use the promo code “NPBF119” to open your first Discover online savings account by February 4, 2019. Then, deposit at least $15,000 in new money by February 18, 2019. You’ll receive the $150 bonus by March 4, 2019.

This offer can’t be combined with the $200 bonus offer and isn’t available to previous Discover savings account customers. Your account must be open through March 4, 2019, to receive the bonus.
Apply Now


31. Unify Financial Credit Union – Up to $150 Bonus

Open a FREE Checking or eChecking account with Unify Financial Credit Union and complete the requirements to earn a cash bonus of up to $150. Here’s how:

  • To earn a $50 cash bonus, simply open a qualifying new account with the minimum opening deposit and keep it open for at least 30 days. You’ll receive the bonus during your second statement cycle.
  • Receive a further $50 cash bonus by establishing a recurring direct deposit of at least $500 per month within 60 days of account opening. You’ll receive the bonus during the following statement cycle.
  • Receive the final $50 cash bonus by earning a $1 bonus for each Unify debit card transaction greater than $5 within 60 days of account opening (maximum 50 eligible transactions). You’ll receive the bonus in the following statement cycle.

This offer expires March 31, 2019.

Both accounts require a $25 minimum opening deposit, and applicants must be Unify Financial Credit Union members. Membership requirements vary by location, by any U.S. individual can become a Unity member when they join the Surfrider Foundation at no charge.
Apply Now


32. Bank of America – $100 Bonus

bank of americaOpen a Bank of America Core Checking® or Interest Checking® account by February 28, 2019 and receive at least 2 qualifying direct deposits of $250 or more within the first 90 days to earn a $100 cash bonus. You must use the link above to open your account.

Once you complete the qualifying direct deposits, you’ll receive the bonus within 90 days. This offer is only available to new Bank of America checking customers who have not had a Bank of America personal checking account within the past 6 months. There is a $25 minimum deposit to open a Core Checking® account and a $100 minimum deposit to open an Interest Checking® account.
Apply Now


33. U.S. Bank – Up to $100 Bonus

us bank logoOpen a new Silver Checking Package Account at U.S. Bank along with a Package Money Market Savings Account, then enroll in START Smart within 90 days. You must also make at least one qualifying transfer (through START Smart) from your checking account to your money market account. Once you have an account balance of $500 in your money market account, you’ll become eligible for a $50 bonus.

You’ll also receive 1% cash back on grocery and gas transactions on your debit card (up to $50) during the first year of enrollment. The accounts must remain open for at least one year, and your bonus or cash back will be paid out after that date. There’s a $25 minimum opening deposit required for both accounts.
Apply Now


34. Regions Bank – Up to $100 Cash Bonus
regions bank

Open a new checking account at Regions Bank, either online or at a branch. Then open a Regions LifeGreen Savings Account with an opening deposit of $50 or more. Then, set up a recurring monthly transfer of $10 or more from your Regions checking account to your LifeGreen Savings Account and complete at least 12 monthly transfers. Every year, you’ll receive a 1% savings bonus on your account anniversary date, based on your account’s average monthly balance for the preceding 12 months, up to the max savings bonus of $100. Your bonus should be deposited into your account on the business day following your anniversary date.
Apply Now


35. Charles Schwab – $100 Cash Bonus

charles schwabOpen a new qualifying Charles Schwab account, with no minimum deposit, and the $100 bonus will be placed into your account, usually within 30 days. Monthly fees may apply. You can also open the account via telephone by calling 1-800-398-8640 and mentioning the promo code REFER.
Apply Now


36. Citizens Bank – $1,000 Bonus for College Savings

citizens bank logoCitizens Bank is currently offering a $1,000 bonus for those who sign up for a CollegeSaver savings account, an easy, manageable savings plan that will help your meet your college savings needs. It is an interest bearing account, and if you open it before your child’s 12th birthday and save the monthly minimum amount every year, you’ll receive a $1,000 bonus when your child turns 18. Opening an account before your child turns 12 will only increase the savings.
Apply Now


37. BankDirect – AAdvantage Miles

bank direct logoOpen a BankDirect Mileage Checking Account and earn American Airlines AAdvantage miles. You’ll receive 1,000 miles just for opening an account, 10,000 miles for initiating direct deposit, 5,000 miles for using BankDirect’s bill pay service for 1 year, 5,000 miles when you use your BankDirect Visa CheckCard (debit card) to make at least 12 transactions totaling $500 or more each month for 6 consecutive statement cycles, and 1,000 miles for referring a friend.

There are other ways to earn miles as well, and some restrictions apply. Be sure to investigate the offer thoroughly for full program details. You can read our BankDirect review for more details about this and other offers, too.
Apply Now


Final Word

When choosing a bank, it’s important to find one that suits your needs – whether that’s favorable interest-bearing accounts, no fees, or online banking features. It’s also a big bonus when you can get great perks along with good banking. Be on the lookout for and take advantage of cash and giveaways, and your banking experience will be all the more pleasurable.

Which bank promotions will you be taking advantage of this month?

Editorial Disclosure: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are author’s alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program.

UGC Disclosure: The comments below are not provided or commissioned by the bank advertiser. Comments have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

Brian Martucci
Brian Martucci writes about frugal living, entrepreneurship, and innovative ideas. When he’s not interviewing small business owners or investigating time- and money-saving strategies for Money Crashers readers, he’s probably out exploring a new trail or sampling a novel cuisine. Find him on Twitter @Brian_Martucci.

Next Up on
Money Crashers

bearded man watching football game and making selfie with smartphone

Top 10 Places to Buy Cheap Discount Sports Tickets Online

From opening day to the playoffs, if you want tickets to any major sporting event, you may face some steep costs, especially if you...
Equity Investments Reit Etf Stocks Bonds Mutual Funds Commodities

12 Ways to Reduce Risk in Your Stock Investment Portfolio

Nervous about bear markets, crashes, and corrections?Equities offer outstanding returns in the long term, but their volatility can be terrifying in the short term,...

Latest on
Money Crashers

Sign Up For Our Newsletter

See why 218,388 people subscribe to our newsletter.

What Do You Want To Do
With Your Money?

Make
Money

Explore

Manage
Money

Explore

Save
Money

Explore

Borrow
Money

Explore

Protect
Money

Explore

Invest
Money

Explore