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25 Best New Bank Account Promotions & Offers – November 2020

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It’s possible to make $100s just by opening up a bank account. But sorting through the best offers can be tricky.

At Money Crashers, we comb through hundreds of deals every month to find you the most lucrative sign-up bonuses – some worth up to $1,000. We also rank the best high-yield checking accounts, cash back credit cards, and more.

Don’t want to miss out? Here are the best bank promotions for November.

Top Bank Account Promotions (November 2020)


1. TD Bank Beyond Checking℠ – $300 Cash Bonus

td bankApply online for a new TD Bank Beyond Checking account, and you’ll get a $300 cash bonus once you receive direct deposits of more than $2,500 within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. The Beyond checking account typically includes a $25 monthly maintenance fee, but it’s waived with monthly direct deposits of $5,000 or more, a minimum daily balance of $2,500, or a combined balance of $25,000 across your eligible TD accounts.

This offer is available to residents of the following states: CT, DE, DC, FL, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA.

Apply Now


2. TD Bank Convenience Checking℠ – $150 Cash Bonus

td bankAs an alternative to the TD Bank Beyond Checking offer above, you can apply online for a new TD Bank Convenience CheckingSM account, which has a much lower minimum balance requirement. You’ll get a $150 cash bonus once you receive direct deposits of more than $500 within 60 days.

To qualify for this offer, you must be a U.S. resident and apply for the offer online. The Convenience Checking account typically includes a $15 monthly maintenance fee, but it’s waived if you keep a low minimum daily balance of at least $100. Students and young adults ages 17 through 23 qualify for additional perks, such as no monthly maintenance fee and no minimum balance requirements.

This offer is available to residents of the following states: CT, DE, DC, FL, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VT, VA.

Apply Now


3. Chase Total Checking® – $200 Bonus

chase bank logoOpen a new Chase Total Checking® account and make a qualifying direct deposit within 60 days. You’ll then receive a $200 bonus within 10 business days.

There is a $12 monthly fee, but it’s waived if you meet at least one of the following criteria in each monthly statement period:

  • Execute direct deposits totaling $500 or more made to the account
  • Maintain a $1,500 minimum daily balance
  • Maintain an average daily balance of $5,000 or more in qualifying linked deposits or investments
  • Pay at least $25 or more in qualifying checking-related services or fees

To receive this bonus, you can either apply online using the link above or enter your email here and take the coupon to a local Chase branch. You must apply by Jan. 20, 2021.

Chase has ATMs and branches in the following states: AZ, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, KY, LA, MA, MI, NV, NJ, NY, OH, OK, OR, TX, UT, WA, WV, WI. This offer is available online nationwide, except for residents of AK, HI, and PR.

Apply Now


4. HSBC Premier Checking – Up to $600 Cash Back

hsbcOpen a new HSBC Premier Checking account and set up qualifying direct deposits to earn 3% cash back on qualifying direct deposits during the first 6 months your account is open, up to $600 total cash back ($100 maximum per month).

To earn the bonus, open your new Premier Checking account by Jan. 7, 2021, and set up qualifying third-party direct deposits (at least one per calendar month) to your HSBC Premier checking account(s) per calendar month. You’ll earn 3% cash back on each qualifying direct deposit, up to $100 total per month and $600 total during the first 6 months your account is open. After completing the qualifying activities each month, you’ll receive your cash back for the month in your Premier Checking account within eight weeks.

Moving forward, avoid the $50 monthly maintenance fee by making recurring direct deposits totaling at least $5,000 in per month or maintaining a combined minimum balance of $75,000 across all eligible personal and investment accounts.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A., member FDIC.

Apply Now


5. HSBC Premier Checking – $450 Welcome Offer

hsbcHSBC has another great offer for new Premier Checking customers.

Here’s how it works. Get a $450 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.

• Open your new HSBC Premier checking account online by Jan. 7, 2021; and

• Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.

You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It’s that simple.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A., member FDIC.

Apply Now


6. HSBC Advance Checking – Up to $240 Cash Back

hsbcOpen a new HSBC Advance Checking account and set up qualifying direct deposits to earn 3% cash back on qualifying direct deposits during the first 6 calendar months your account is open, up to $240 in total bonus cash ($40 total bonus cash per month).

Here’s how to do it. First, open your account by Jan. 7, 2021. Then, set up at least one recurring monthly direct deposit from a qualifying third-party payee for at least three consecutive months. You’ll earn 3% on these qualifying direct deposits, up to $240 in total bonus cash during the 6-month bonus period and up to $40 in total bonus cash per month. You’ll receive your bonus within eight weeks after completing the each month’s qualifying activities.

Moving forward, you can avoid the $25 monthly maintenance fee by doing one of the following:

  • Maintaining a $5,000 daily balance in combined personal and investment accounts;
  • Making a monthly recurring direct deposit into the account from a third party; or
  • Holding a HSBC U.S. residential mortgage loan.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A., member FDIC.

Apply Now


7. HSBC Advance Checking – $200 Welcome Offer

hsbcHSBC Advance Checking has a solid welcome offer as well.

Here’s how it works. Get a $200 Welcome Deposit for eligible new customers who open a new HSBC Advance checking account and complete the following qualifying activities.

• Open your new HSBC Advance checking account online by Jan. 7, 2021; and

• Make recurring monthly Qualifying Direct Deposits totaling at least $500 from a third party to your HSBC Advance checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening

You will automatically receive the $200 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It’s that simple.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A., member FDIC.

Apply Now


8. Citibank – $700 Cash Bonus

citibank logoFor a limited time, earn $700 when you open new checking and savings account with Citibank and complete all required activities. Here’s how:

  • Open new eligible checking and savings accounts in the Citi Priority Account Package during the offer period.
  • Deposit $50,000 or more in funds new to Citibank between the checking and savings accounts within 30 days of account opening.
  • Keep a minimum balance of $50,000 between the two accounts for 60 consecutive calendar days thereafter.

After completing all qualifying activities, you’ll receive the $700 bonus in your account within 90 calendar days. You must apply from the offer page linked below to earn this offer.

This offer is available in all states except for WA, TX, MA, AZ, GA, MI, PA, NC, OR, MN, CT, and DC. If it isn’t available in your area, consider an alternative: the High-Yield Interest Checking Account, available as part of the Citi® Elevate package. With unlimited ATM reimbursements and yields as high as 1.01% APY, it’s a great choice for depositors eager to put their money to work.


9. Aspiration – $100 Bonus

Aspiration LogoOpen a new Aspiration Spend & Save account and make at least $1,000 in cumulative purchases with your debit card during the first 60 days to earn a $100 cash bonus. Allow up to 120 calendar days from your account opening date for the credit to post to your Aspiration Spend & Save Account. Your account must be open and in good standing through the credit date.

Apply Now


10. Chase SavingsSM – $150 Bonus

Chase Bank LogoNew Chase SavingsSM customers have a great opportunity to boost their savings by opening a new Chase SavingsSM account and completing qualifying activities.

To earn the $150 bonus, open a new Chase SavingsSM account and deposit a total of $10,000 or more in new money within 20 business days. Then, maintain a $10,000 balance for 90 days.

Moving forward, the $5 monthly maintenance fee is waived with one of the following, each monthly statement period:

  • A beginning daily balance of $300 or more in the account
  • $25 or more in total Autosave (or other repeating automatic transfers) from your personal Chase checking account or Chase Liquid® Card
  • A Chase College CheckingSM account linked to this account for overdraft protection
  • An individual account owner younger than 18
  • A qualifying linked Chase account, including: Chase Better Banking® Checking, Chase Premier CheckingSM, Chase Premier Plus CheckingSM, Chase SapphireSM Checking, or Chase Private Client CheckingSM

Chase has ATMs and branches in the following states: AZ, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, KY, LA, MA, MI, NV, NJ, NY, OH, OK, OR, TX, UT, WA, WV, WI. This offer is available online nationwide, except for residents of AK, HI, and PR.

Apply Now


11. Chase Business Complete Checking – $300 Bonus

Chase Bank LogoSmall business owners (including sole proprietors) can take advantage of an attractive offer: $300 for new Chase Business Complete Checking customers who open an account and complete qualifying activities.

To qualify for this opportunity, simply open a new Chase Business Complete Checking account with qualifying activities. No minimum opening deposit is required. Moving forward, enjoy multiple ways to waive the $15 monthly service fee.

Chase has ATMs and branches in the following states: AZ, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, KY, LA, MA, MI, NV, NJ, NY, OH, OK, OR, TX, UT, WA, WV, WI. This offer is available online nationwide, except for residents of AK, HI, and PR.

Apply Now


12. Chase Private Client – $2,000 Bonus Offer

Chase has yet another enticing account opening bonus – its biggest yet, in fact. Here’s how it works.

Join Chase Private Client and transfer a total of $250,000 or more in qualifying new money or securities to a combination of eligible checking, savings, and/or investment accounts, within 45 days. Maintain that balance for at least 90 days to earn the bonus.

Eligible accounts exclude Chase Business checking and savings accounts, Chase CDs, You Invest by J.P. Morgan accounts, and Chase retirement accounts. Offer available to existing Chase customers only.

Apply Now


13. Bank of America Advantage Banking – $100 Bonus Offer

Bank of America Advantage BankingBofa New Logo 7 22 20 is an innovative checking account with a great bonus offer for new account holders.

See offer page for more details.

Bank of America Advantage Banking is a checking account with three settings: Advantage SafeBalance, Advantage Plus, and Advantage Relationship. Pick the one that works for you right now, and if your life changes, switch to another setting that fits the new you. It’s that simple.

  • Easy, Anytime Access: Visit Bank of America at thousands of financial centers and ATMs.
  • 24/7 Security: Total Security Protection® and fraud monitoring.  Safer sign-in, card locking features and more.
  • Convenient Ways to Pay: Use your debit card or a digital wallet.
  • Smart Money Management Tools: Set custom alerts and savings goals.  Get cash back deals and rewards customized for you.
  • Unauthorized Transactions: Bank of America’s $0 Liability Guarantee means that you’re not liable for unauthorized transactions made using your consumer debit card, as long as you report them promptly.
  • Debit Card Controls: Lock a missing card quickly and easily to prevent unauthorized use.
  • Custom Alerts:  Know now and react fast to important account changes.  You can set custom alerts via email or text for things like a low balance, a pending deposit, an upcoming bill, and more.

Apply Now

Bank of America, N.A. Member FDIC.


14. Axos Bank Basic Business Checking – $100 Welcome Offer

Axos Bank LogoIf you incorporated your business after June 1, 2020, you may qualify for a $100 welcome bonus when you apply for and open a new Axos Bank Basic Business Checking account.

Here’s how to qualify:

  • Apply for your new Axos Bank Basic Business Checking account by March 31, 2021, using the promo code “NEWBIZ100”.
  • Deposit at least $2,500 in new money into your account.
  • Maintain an average daily balance of at least $2,500 during the first two months.

After completing the qualifying activities, you should receive your bonus within 5 business days. Your account must remain open for at least 180 days to avoid the $50 early closing fee.

Apply Now


15. Brex Cash — 50,000 Bonus Points

Brex LogoBrex Cash has a fantastic account opening offer for new customers, one that’s super easy to achieve.

To earn 50,000 bonus points, all you need to do is open a new Brex Cash account and spend $1,000 in purchases. That’s it.

Moving forward, you’ll pay no account fees and won’t be held to any minimum daily balance requirements. Plus, enjoy value-added perks worth as much as $150,000 and a generous ongoing rewards program.

Learn More


16. Bask Bank – Up to 71,000 Bonus AAdvantage® Miles

Bask Bank LogoBask Bank offers three great opportunities for new account holders to earn American Airlines AAdvantage® miles during the first year after opening a Bask Savings Account.

First-Year Balance Bonus

Earn up to 40,000 bonus miles with this three-tiered bonus. To qualify, the account must be funded within 60 days of opening and the qualifying balance must be maintained throughout the 360-day offer period.

  • Deposit and maintain a $25,000 minimum balance throughout the offer period to earn a total of 10,000 bonus miles.
  • Deposit and maintain a $50,000 minimum balance for the entire offer period to earn a total of 20,000 bonus miles.
  • Deposit and maintain a $100,000 minimum balance for the entire offer period to earn a total of 40,000 bonus miles.

Miles are awarded within 10 business days. Allow up to eight weeks for them to post to your AAdvantage® account.

Account Opening Bonus

Though not quite as generous, this bonus is easier to attain:

  • Deposit $5,000 in new money (funds not previously deposited with Bask Bank or its affiliates) into your new Bask Savings Account within 30 days of opening.
  • Maintain a $5,000 minimum balance in the account for at least 30 days within the first 60 days of account opening and you’ll receive 5,000 AAdvantage® miles.

Bask Bank awards bonus miles within 10 business days of confirming you’ve met the bonus requirements. Allow up to eight weeks for miles to post to your AAdvantage® account.

Referral Bonus

Existing Bask Bank customers are eligible to earn up to 25,000 bonus AAdvantage® miles when they refer up to five friends to Bask Bank. Each referral is worth 5,000 bonus miles.

To be eligible for this bonus, you must share your unique referral link from your bonus dashboard before September 30, 2020, then maintain a minimum daily balance of $10,000 for 90 consecutive days between June 17, 2020 and December 31, 2020. Your miles will be awarded on the following Wednesday after all qualifications have been met.

One-Time Feedback Bonus

New Bask Savings Account holders earn 1,000 bonus AAdvantage® miles for completing a short feedback survey through Bask Bank’s online account dashboard or mobile app.

The value of this offer will be reported to the IRS and the recipient is responsible for any federal, state or local taxes on this offer.

Apply Now

Bask Bank and BankDirect are divisions of Texas Capital Bank, N.A. Member FDIC. The sum of your total deposits with (i) Bask Bank; (ii) BankDirect; and (iii) Texas Capital Bank, N.A. are insured up to $250,000.  Additional coverage may be available depending on how your assets are held.


17. SkyOne Federal Credit Union – Up to $525 Gift Card Bonus

Open a SkyOne Federal Credit Union membership with a qualifying account for the opportunity to earn up to $525 in Amazon gift cards. Here’s how this two-part promotion works:

  • First, apply for SkyOne membership and open a new eligible account with a $5 opening deposit. You’ll earn a $25 Amazon gift card just for opening your account and keeping it open in good standing for 30 days. You can open in-branch or online, but you must use the promo code “Ernesto” to secure the bonus.
  • Next, refer friends to SkyOne. For each successful referral, you’ll earn another $25 Amazon gift card, up to $500 in total gift card bonuses each year. A “successful referral” counts as an account opened in-person or online that remains open and in good standing for at least 30 days.

The account opening bonus is a one-time offer only, but you can earn up to $500 in gift cards every year with successful referrals. Moving forward, you must maintain a balance of at least $500 to earn dividends.

Apply Now


18. SunTrust Bank Advantage Checking – $500 Cash Bonus

Open a new SunTrust Bank Advantage Checking account using the promo code “Q420ADVANTAGE” and complete qualifying activities to earn a $500 cash bonus.

Here’s how it works. Open a new Advantage Checking account using the promo code above by Jan. 4, 2021. Then, within the first 3 months of opening your account, complete at least $3,000 in qualifying direct deposits per statement cycle for 2 consecutive statement cycles.

Once you’ve completed the qualifying activities, the $500 bonus will be deposited into your account within 8 weeks. Moving forward, you can avoid the $20 monthly maintenance fee by doing one of the following:

  • Make $3,000 or more in total qualifying direct deposits each month
  • Hold $10,000 total in combined relationship balances linked across eligible deposits and investments
  • Have a linked personal SunTrust credit card, mortgage, loan, or small business checking account

Additionally, depending on your total relationship balance with SunTrust, you could qualify for a loyalty cash bonus of up to 50%.

This offer applies to new SunTrust checking customers. New customers are defined as those without existing accounts or accounts closed within the past 180 days living in states in which SunTrust Bank has branches: AL, AR, FL, GA, MD, MS, NC, SC, TN, VA, DC & WV. Check SunTrust Bank’s website for availability in your area.

Apply Now


19. U.S. Bank – Up to $500 Cash Bonus

Open one of three eligible U.S. Bank consumer checking account packages and an eligible savings account to earn an account opening bonus worth up to $500.

This bonus has two parts: a checking bonus worth up to $400 and a savings bonus worth $100. Here’s how the checking bonus works works:

  • Open a Platinum Checking package, Gold Checking package, or Easy Checking account by Dec. 14, 2020.
  • Enroll in electronic statements by Dec. 18, 2020.
  • Set up direct deposit with your employer or qualifying payer and receive two or more recurring direct deposits within 60 days of account opening.

The bonus tiers for the checking offer are as follows:

  • $100: Receive direct deposits totaling $1,000 to $1,999.99 during the 60-day window
  • $200: Receive direct deposits totaling $2,000 to $3,999.99 during the 60-day window
  • $400: Receive direct deposits totaling $4,000 or more during the 60-day window

You should receive your bonus within 60 days of completing the qualifying activities, provided your account is open with a positive balance.

To earn the savings bonus, do the following:

  • Open an eligible U.S. Bank Standard Savings account by Dec. 14, 2020.
  • Receive direct deposits totaling $2,500 to $3,999.99 to earn $50 or more than $4,000 to earn $100.
  • Maintain, through June 21, 2021, a minimum total account balance of $2,500 or more to earn $50 or $5,000 or more to earn $100.

You should receive your bonus within 60 days of completing the qualifying activities, provided your account is open and in good standing.

This offer is available in states where U.S. Bank has a physical presence. Click through to the offer to learn more about each eligible account, including minimum deposit requirements and how to waive the monthly maintenance fee.

Apply Now


20. BMO Harris – Up to $200 Cash Bonus

bmo harris bankIf you’re a Bank At Work or Group Banking Services customer at BMO Harris, you can earn as much as $200. When you open a new personal checking account and meet the direct deposit requirements, you’ll receive $100. You get an additional $50 by opening a new Statement Savings Account with at least $1,000 of new money. Another $50 comes your way when open a new BMO Harris Health Savings Account.

There’s a separate bonus worth up to $250 for applicants who are approved for a BMO Harris Bank Platinum Rewards Mastercard® Credit Card and spend $2,000 within the first 3 months of account opening. However, credit approval is required for this offer and not all applicants will qualify.

You should receive your bonuses between 90 and 120 days of either account opening or meeting the requirements.

Apply Now


21. Regions Bank – Up to $100 Cash Bonus Each Year
regions bank

Open a new checking account at Regions Bank, either online or at a branch. Then open a Regions LifeGreen Savings Account with an opening deposit of $50 or more. Then, set up a recurring monthly transfer of $10 or more from your Regions checking account to your LifeGreen Savings Account and complete at least 12 monthly transfers. Every year, you’ll receive a 1% savings bonus on your account anniversary date, based on your account’s average monthly balance for the preceding 12 months, up to the max annual savings bonus of $100. Your bonus should be deposited into your account on the business day following your anniversary date.

Apply Now


22. SoFi Money – $50 Referral Bonus

Open a new SoFi Money account, then refer friends to open accounts of their own to earn $50 per referral. The referred party may be eligible to earn a new account bonus, as well. The amount of the referral bonus is subject to change without notice but is currently $50 for both parties. You can earn up to $10,000 with this offer – if you have enough contacts to refer.

To begin referring new account holders to SoFi Money, open the “Refer a Friend” tab in your SoFi Money app and copy your unique link. Then, send the link to whoever you’d like to refer via social media, email, or whatever’s most convenient. For a referral to be successful, the referred party must open and fund a new SoFi Money account with $100 in new money within 14 days of receiving the link.

SoFi Money is a high-yield cash management account. Read all disclosures for current rate and balance information.

Learn More


23. Citizens Bank – $1,000 Bonus for College Savings

citizens bank logoCitizens Bank is currently offering a $1,000 bonus (plus interest) for those who sign up for a CollegeSaver savings account, an easy, manageable savings plan that will help you meet your college savings needs. It’s an interest-bearing account, and if you open it before your child’s 12th birthday and save the monthly minimum amount every year, you’ll receive a $1,000 bonus (plus interest) when your child turns 18. Opening an account before your child turns 12 will only increase the savings.

This offer is only available in states where Citizens Bank has a physical presence, mostly in the northeastern U.S. Check Citizens Bank’s website for availability and other restrictions.

Apply Now


24. SunTrust Business Checking — $200 Bonus Cash

Suntrust LogoSunTrust has another great account opening promotion worth $200 for small business owners. Here’s how it works:

  • Open a new eligible SunTrust business checking account (Simple Business Checking, Primary Business Checking, or Business Advantage Plus) by Dec. 31, 2020.
  • Use the promo code “SB20Q4CHECKING” to enroll in the promotion.
  • Within 30 days of your account opening date, make cumulative qualifying deposits of $1,500 or more into the account.

You should receive your reward within eight weeks of completing these requirements. Once your account is open, you’ll pay no monthly maintenance fees for the first two statement cycles. The offer page has more information about avoiding monthly maintenance fees after this promotional period ends.

This offer is for new customers only and is only available in states where SunTrust has a physical branch presence.

Apply Now


25. PNC Bank Business Checking — $200 Cash Bonus

Pnc Bank LogoNew PNC Bank business checking account holders may qualify for a $200 bonus offer available through the end of 2020. Here’s how it works:

  • Open an eligible account (Business Checking or Business Checking Plus) by Dec. 31, 2020.
  • Maintain a $5,000 (or greater) average cycle balance (account balance) for each of the first three statement cycles.
  • Complete 20 or more total qualifying debit card transactions within the first three statement cycles.

You should receive a $200 cash bonus in your new account within 90 days after completing these qualifying activities. Moving forward, you may be able to waive monthly maintenance fees for Business Checking and Business Checking Plus.

This offer is available nationwide.

Apply Now


Final Word

When choosing a bank, it’s important to find one that suits your needs – whether that’s favorable interest-bearing accounts, no fees, or online banking features. It’s also a big bonus when you can get great perks along with good banking. Be on the lookout for and take advantage of cash and giveaways, and your banking experience will be all the more pleasurable.

Which bank promotions will you be taking advantage of this month?

Editorial Disclosure: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are author’s alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program.

UGC Disclosure: The comments below are not provided or commissioned by the bank advertiser. Comments have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

Brian Martucci
Brian Martucci writes about credit cards, banking, insurance, travel, and more. When he's not investigating time- and money-saving strategies for Money Crashers readers, you can find him exploring his favorite trails or sampling a new cuisine. Reach him on Twitter @Brian_Martucci.

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