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When you and your spouse decide that you need to tighten the purse strings and start socking away money, how do you do it? Chances are, you rearrange your deposits so more cash goes into savings, you vow to be…
We live in a modern world. I wake up in the morning to find my smartphone telling me that my daughter’s permission slip is due and it’s “pirate day” for my son’s preschool. I hop out of bed and whip…
Are you eagerly counting down the days to your next vacation? After working hard throughout the year, you deserve a few days of relaxation and fun. But regardless of how excited you are to take your next trip, it’s always…
Moving out of your parents’ house just may be the most important step you take toward independence. You can finally live by your own rules, without curfews or restrictions, and take care of responsibilities on your own schedule and in…
If you’ve ever made a promise to change your spending habits, only to break that promise repeatedly, you are not alone. After all, you still have to go past your favorite coffee shop every morning where a delicious (and overpriced) beverage is only…
Human beings have always been fascinated with “secrets” through which power is attained, riches gained, and success assured. Our belief in secrets and its natural cousins, conspiracies and superstitions, often appears when we are under stress, dealing with matters seemingly…
While saving for retirement is important, there are times when it makes sense to delay making investments. Most people invest for retirement in a tax-advantaged plan such as an IRA or 401k with early withdrawal penalties and adverse income tax…
Many people who are in relationships with an addict – whether the addiction is chemical or behavioral – find themselves in situations where they can choose either to address the addiction, or allow it to continue. Unfortunately, to allow harmful…
As one of five kids, allowance meant everything to me as a child. My mom bought everything we needed, so it was only through allowance that I was able to purchase the things I really wanted. While I earned my…
Until about five years ago, I used to carry my checkbook everywhere. In fact, some of my purses even had a special compartment that provided easy access to my oft-used pad of checks. Nowadays, however, I leave my checkbook at home….
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