12 Common Bank Fees & How to Avoid Them
When I was a kid, I was so excited to get my first bank account. My balance was only a few hundred dollars, but it was a thrill to watch it grow by a dollar or two each month. But…
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How to Close a Bank Account
Breaking up with your bank is much easier than ending a romantic relationship. But that’s not to say you should wing it. There’s a correct way to close a bank account, be it a savings or checking account, and a…
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5 Steps to Take When You Are Refused a Bank Account
Some households never bother to apply for a bank account, citing mistrust of the mainstream banking system or bank fees as reasons why they don’t want a bank account. Others who want a checking account found themselves refused a bank…
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What Age Can You Open a Bank Account?
Wondering at what age can you open a bank account for your child? Back when most of us were younger, we didn’t discuss money. You probably had no idea how much money your parents made. You didn’t care if your…
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Should You Open a Bank Account for Your Young Child?
I recently talked about the right age to open a child’s bank account. That leads to the obvious question “should you open a bank account for your young child?” What are the benefits of it? If you’re ready to teach…
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Are Banks Open Today? 2024 US Bank Holidays
It’s annoying to go somewhere to run an errand, only to find out the business is closed. If that somewhere is your bank, and you’ve got time-sensitive money-related business to conduct there, it can be especially annoying to find the…
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Top 13 Tuition-Free Colleges: How to Get a Degree for Free
These days, a college education is hugely expensive. According to the College Board, the annual “sticker price” of tuition and fees range from $3,440 at a community college to over $32,000 at a private, four-year college. Steep costs have caused many college graduates…
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8 Best Pet Insurance Companies
A pet health insurance policy can significantly reduce your out-of-pocket veterinary costs, such as emergency surgery and chemotherapy. More generous policies defray vet bills for preventive care as well. Plus, by limiting the long-term costs of owning an aging or…
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How to Get Help With Vet Bills – 17 Ways to Reduce Veterinary Care Costs
One of the most significant costs of having a dog or a cat is veterinary care. In 2021, the average dog owner in the United States spent a total of $700 on routine and surgical vet visits, while cat owners…
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Interest Rate Swaps Explained – Definition & Example
An interest rate swap is a financial derivative that companies use to exchange interest rate payments with each other. Swaps are useful when one company wants to receive a payment with a variable interest rate, while the other wants to limit…
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