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Amy Livingston is a freelance writer who can actually answer yes to the question, "And from that you make a living?" She has written about personal finance and shopping strategies for a variety of publications, including ConsumerSearch.com, ShopSmart.com, and the Dollar Stretcher newsletter. She also maintains a personal blog, Ecofrugal Living, on ways to save money and live green at the same time.
Frugal living gets a bad rap sometimes. A good example of this is the TV show “Extreme Cheapskates” on TLC, which goes out of its way to show penny-pinchers in the worst possible light. Tune into this show. and you’ll…
You’re at home getting ready for work when the phone rings. Instead of wondering idly who could be calling at this hour, you tense up and break out in a sweat. You’re pretty sure you know who the caller is:…
Budgets and diets have one thing in common: We tend to break both during the holidays. Even people who’ve been careful with their money all year long tend to go a little crazy once the holiday decorations go up. According…
To some people, bank safe deposit boxes seem like a relic of the past. Nowadays, it’s so easy to store financial records and other important documents in digital form that the idea of keeping important papers in a locked bank vault…
In 2017, credit bureau Equifax announced hackers had broken into its servers and gained access to the personal information of over 140 million people, putting them at risk of identity theft. In the wake of the attack, Equifax offered all U.S. victims a…
As the old saying goes, nothing is certain except death and taxes. Nobody loves either one of these things — and when you put the two together, people hate the combination even more. The best example of this is the federal…
When you’re on a tight budget, figuring out what to get your wife or girlfriend for Valentine’s Day can be stressful. All the glittering store window displays and glossy magazine articles send the message that to show your lady how…
It can be tough to figure out what to get a guy for Valentine’s Day, especially if you’re on a budget. Sure, you can walk into any store and see lots of carefully arranged displays of inexpensive gifts for the…
Study after study shows that Americans aren’t saving enough for retirement. News articles about this problem usually conclude by urging workers to step up their savings and set aside at least 10% of their income in their workplace 401(k) plan. But…
Suppose you want to borrow money for a home improvement project. As you look at the terms for different types of loans, including home equity loans and 401(k) loans, you notice that some of them list their interest rate as…
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