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Chase Freedom Unlimited® is a cash back credit card with no annual fee, a very good sign-up bonus, a long intro 0% APR promotion, and a flat, unlimited 1.5% cash back earning rate on most purchases. It shares many similarities with…
Signing up for a wine subscription box or wine delivery service — like Winc, one of our favorites — is easy for adults of legal drinking age. Simply create an account, enter your delivery and payment details, and answer a…
A generation ago, most U.S. taxpayers either outsourced tax prep to trained human preparers or manually completed their own taxes using paper forms provided by the IRS. Human experts and the IRS itself were also far and away the most reliable…
Bitcoin (BTC) is a virtual currency, or cryptocurrency, that’s controlled by a decentralized network of users and isn’t directly subject to the whims of central banking authorities or national governments. Although there are hundreds of cryptocurrencies in active use today,…
According to a 2018 study by the Pew Charitable Trusts, 38% of all American renter households put more than three-tenths of pretax income toward rent in 2015, qualifying as “rent burdened” – up from 19% in 2001. Some 17% of…
All airline loyalty program members earn frequent miles for every dollar spent on airfare and other select purchases with their favored airlines. Those with co-branded airline credit cards earn miles on other purchases too. In other words, you have to…
I have two cash-back credit cards for everyday purchases, two credit cards for travel purchases, a credit card for grocery store purchases, a credit card for Amazon purchases, and a handful of backup credit cards I don’t use regularly. None…
Choosing a checking account can be an overwhelming process. Between online banks operating nationwide and brick-and-mortar banks and credit unions serving your home region, there are hundreds if not thousands of legitimate institutions to choose from. Many offer more than…
Futures contracts allow market participants to place bets on future pricing and the direction of change in future pricing of commodities, financial products, and certain other assets and instruments. Because futures markets can be volatile, illiquid, and prone to speculation,…
Intermediate and sophisticated investors and traders use stock options to manage and mitigate market risk. Although not essential to ensure adequate portfolio diversification, options have tremendous strategic value and can dramatically increase returns when the bets they enable pay off….
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