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Do you hit the stores on Black Friday? Or log onto your favorite e-commerce portal or mobile app? Statistics say there’s a good chance you do one or both. According to the National Retail Federation, 164 million consumers planned to…
The biggest online shopping day of the year keeps getting bigger. In 2019, Cyber Monday sales approached $9.5 billion, according to Adobe Analytics (reported by Forbes), making the Monday after Thanksgiving the United States’ biggest e-commerce day ever. Statistically speaking, it’s…
I grew up in a rugged, semi-rural area. My childhood home sat on a hillside above a narrow but energetic river. From our front window, the river was barely visible amid the trees. I remember it mostly as the centerpiece…
According to the U.S. Bureau of Labor Statistics, 5,250 U.S. workers died from injuries sustained at work in 2018. That represented a 2% increase from the previous year, although the actual rate of fatal work injuries remained unchanged due to…
Not all volunteering activities are voluntary. Court-mandated community service, often in lieu of financial penalties, is a common component of criminal and civil judgments in many jurisdictions. If you’ve been ordered by a judge to donate so many hours of…
You’ve sized up the benefits of volunteering, looked over your schedule, and decided you have both the time and desire to give back to your community. Now comes the difficult part: finding volunteer opportunities that are right for you. In…
Nearly all states require car owners to carry auto insurance. Where auto insurance is mandatory, drivers must carry liability policies that compensate victims harmed by their actions behind the wheel for medical expenses and property damage. Some states require additional…
Because it’s so affordable, it’s almost always a good idea for renters to carry some form of renters insurance coverage. Many landlords require renters insurance, anyway. Both household-name insurance companies and startups like Lemonade write renters insurance policies that offer many of…
No matter where you live, the total cost of climate control in the home — heating, cooling, and humidity control — likely accounts for a meaningful share of your monthly budget. Eisenbach Consulting, an energy management company, finds that the…
Rakuten (formerly Ebates) is a popular website that offers cash-back rewards and rebates on everyday purchases from more than 2,500 retail partners. Offers usually range from 1% to 10%, with an impressive crop of “10% cash-back stores” that include some…
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