Disney® Inspire Visa® Card
- Best for: Disney families billed $10 or more a month directly by Disney+, Hulu, or ESPN who also buy U.S. Disney park tickets or resort stays every year
- What Sets It Apart: a $10 monthly Disney streaming credit; a $100 yearly credit after $200 in U.S. Disney park tickets bought from Disney; 200 Rewards Dollars a year after $2,000 in U.S. Disney resort stays and cruises booked with Disney
- Cost: $149 annual fee; 18.49% to 27.99% variable APR; no foreign transaction fee
- Rewards: 10% on Disney+, Hulu, and ESPN bought directly; 3% at gas stations and most Disney locations in the U.S.; 2% at restaurants and grocery stores; 1% elsewhere
- Welcome Offer: a $300 Disney gift card on approval plus a $200 statement credit after $1,000 in purchases within 3 months of opening the account
- Pros: up to $220 a year in streaming and park ticket credits, $71 more than the fee; 10% on Disney streaming; Rewards Dollars that pay for flights booked directly with any airline
- Cons: streaming alone nets a $29 cost, where the no-fee Blue Cash Everyday pays up to $84; no credit on subscriptions billed through an app store, a device, or a cable bundle; rewards only for U.S. Disney purchases or airfare
Get the Disney® Inspire Visa® Card if Disney+, Hulu, or ESPN bills you $10 or more a month directly and you spend $200 a year on Disney park tickets or $2,000 on Disney resort stays. Its credits for that spending then exceed the $149 fee. For streaming alone, American Express’s no-fee Blue Cash Everyday leaves you more.
Chase’s top Disney card, the Inspire Visa, is aimed at families who stream Disney+, Hulu, or ESPN and visit Disney’s U.S. parks. It pays in Disney Rewards Dollars, worth $1 each toward most U.S. Disney purchases or flights booked directly with an airline.
Key Features
- $149 annual fee, with a variable interest rate (APR) of 18.49% to 27.99%
- 10% on Disney+, Hulu, and ESPN bought directly from them, 3% at gas stations and most Disney locations in the U.S., 2% at restaurants and grocery stores, and 1% elsewhere
- A $10 statement credit each month you spend $10 or more on those subscriptions, once you activate it each calendar year
- Each year from account opening, a $100 credit after $200 in U.S. park tickets bought from Disney outside a vacation package, and 200 Rewards Dollars after $2,000 in U.S. Disney resort stays and cruises booked with Disney
- For new cardmembers, a $300 Disney gift card on approval plus a $200 statement credit once you make $1,000 in purchases within 3 months of opening the account
Pros
- Up to $220 a year in streaming and park ticket credits, $71 more than the fee
- 10% on Disney streaming and 3% at gas stations and Disney locations, where the Disney Premier Visa pays 5% and 2%
- No foreign transaction fee, where the other Disney cards charge 3%
Cons
- A $29 yearly cost after credits for streaming alone, while the no-fee American Express Blue Cash Everyday pays up to $84 a year on the same subscriptions once you enroll
- No credit, and 1% instead of 10%, on subscriptions billed through an app store, a streaming device, or a cable bundle
- A credit you must activate every calendar year, which an annual subscription earns only once
Families who pay Disney $10 or more a month for streaming and buy park tickets or Disney resort stays each year should get it. Families who’d use only the streaming credit keep more with the Blue Cash Everyday, and those who’d use none of its credits pay less with the Premier or the no-fee Disney Visa.
Learn more about the Disney® Inspire Visa® Card or see how it compares to the best credit cards for streaming services.
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