Disney® Premier Visa® Card
- Best for: Disney families who spend over $4,900 a year on gas, groceries, dining, and Disney and aren’t billed $10 or more a month for Disney+, Hulu, or ESPN
- What Sets It Apart: 2% in Disney Rewards Dollars on everyday family spending; rewards that cover flights as well as Disney
- Welcome Offer: A $200 Disney gift card on approval, plus a $100 statement credit for spending $500 in your first 3 months
- Rewards: 5% on Disney+, Hulu, and ESPN bought directly; 2% on gas, groceries, dining, and most Disney U.S. locations; 1% elsewhere
- Features: 10% off select park merchandise and dining; six months of 0% interest on select Disney vacation packages
- Annual Fee: $49
- APR: 18.49% to 27.99% variable
- Cost: 3% foreign transaction fee
- Pros: 2% beyond Disney; flights on any airline
- Cons: The Disney Inspire Visa’s $10 monthly streaming credit nets its $149 fee to $29, below this card’s $49; 1% on other purchases; rewards only at Disney or toward airfare
Get the Disney® Premier Visa® Card if you spend over $4,900 yearly on gas, groceries, dining, and Disney. It earns 1% more there than the no-fee Disney Visa, enough to pay the $49 fee. If Disney bills you $10 or more a month for streaming, choose the Disney Inspire, whose $10 monthly credit cuts its $149 fee to $29.
Chase issues three cards for Disney fans, and the Premier sits in the middle, between the no-fee Disney Visa and the $149 Disney Inspire Visa. Its rewards come as Disney Rewards Dollars, worth $1 each toward purchases at most Disney U.S. locations or as a statement credit toward flights booked directly with an airline.
Key Features
- $49 annual fee, and a variable interest rate of 18.49% to 27.99% on balances you carry
- 5% in Disney Rewards Dollars on Disney+, Hulu, and ESPN bought directly from those services
- 2% on gas, groceries, restaurant meals, and purchases at most Disney U.S. locations, and 1% on everything else
- A $200 Disney gift card on approval, plus a $100 statement credit for spending $500 in your first 3 months
Pros
- 2% on gas, groceries, and restaurant meals, not only at Disney
- Rewards Dollars that can cover flights booked directly with any airline
- 10% off select merchandise and dining at the Disneyland and Walt Disney World resorts
- Six months at 0% interest on select Disney vacation packages
Cons
- 5% on Disney+, Hulu, and ESPN, half the Inspire’s 10%
- 1% on everything else, half the 2% cash back a no-fee card such as the Citi Double Cash pays
- Rewards usable only at Disney or toward airfare
- 3% foreign transaction fee on purchases outside the U.S.
- Park discounts that also come with the no-fee Disney Visa
The Premier beats the no-fee Disney Visa for families who put more than $4,900 a year on gas, groceries, dining, and Disney, since its extra 1% there covers the $49 fee. Families who pay Disney $10 or more a month for Disney+, Hulu, or ESPN should get the Inspire instead, whose $10 monthly credit, activated each calendar year, cuts its $149 fee to $29, below the Premier’s $49.
Learn more about the Disney® Premier Visa® Card or see how it compares to the best credit cards for families.
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