How to Refuse Lending Money to Family & Friends
One of the most awkward things I have ever had to do was to ask a relative for money. I was about to graduate college, broke but debt free, and I desperately needed a car. So I asked a relative to…
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How to Deal with Financial Income Inequality in Marriage
Say, for example, that a married couple makes a total of $100,000 a year. Both spouses work hard for their money, and enjoy spending their discretionary income. But who gets to spend more on discretionary purchases if one spouse makes…
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10 Romantic & Inexpensive Gift Ideas for Your Girlfriend or Wife
Whether it’s an anniversary present or a Valentine’s Day gift, the expectations can be high even when your funds are low. If your bank account balance limits the amount you can spend on a gift, then jewelry and other pricey…
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Tips for Moving on a Budget – Guide to Packing & Moving Costs
Back in 2008, I began what was a series of five moves over the coming three years. Three of the moves were local, and two cross-country. During this time, I learned a great deal about relocating – particularly how expensive…
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How to Stop Being Jealous About Money
Have you ever looked at another person’s life and wished that their clothes, their cars, and their vacations could be yours? It’s not uncommon, and I’ll admit that I’ve fallen prey to money envy. When my husband and I first…
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How to Maintain Separate Bank Accounts as a Married Couple
When my husband and I were married in 2003, we transitioned to a joint bank account. It seemed like something we were supposed to do; plus, we had received a bunch of money as wedding gifts. As it turns out,…
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8 Money Lies That Damage Your Finances & Hurt Your Marriage
They say that what someone doesn’t know won’t hurt them. Unfortunately, when it comes to money, this sentiment doesn’t apply. I remember when my husband and I were newlyweds. I continued my habit of shopping, but would nest the shopping…
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How to Make a Family Budget With Your Kids
When you and your spouse decide that you need to tighten the purse strings and start socking away money, how do you do it? Chances are, you rearrange your deposits so more cash goes into savings, you vow to be…
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Moving Out of Your Parents’ House – 6 Financial Tips to Live on Your Own
Moving out of your parents’ house just may be the most important step you take toward independence. You can finally live by your own rules, without curfews or restrictions, and take care of responsibilities on your own schedule and in…
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Enabling Addictions in Relationships – Examples & How to Find Help
Many people who are in relationships with an addict – whether the addiction is chemical or behavioral – find themselves in situations where they can choose either to address the addiction, or allow it to continue. Unfortunately, to allow harmful…
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