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A cash management account is a type of financial account that combines many of the features of checking, savings, and investment accounts into one product. You get the safety and interest-earning capability of a savings account, the flexibility of a…
The primary goal of investing is to earn money. The reasons for the need to earn and the pace at which earnings need to happen vary from one investor to another. Everyone’s in it for the money! While earning money…
When you set out on your own to start your own business or gig, you give up structure and job benefits in favor of freedom and flexibility. And it’s no different with your retirement plans. People who own their own…
Being divorced for several years, I have tried my hand at online dating, experimenting with a number of different sites, and I know from experience that for someone new to the process, it can be rather intimidating and confusing. You…
Private placements – the sale of securities by an issuing company to a limited number of private investors – have become the venue of choice for “bad brokers, disingenuous dealers, unprincipled promoters, and iniquitous issuers,” according to Jeff Joseph, a…
College is one of the most exciting, memorable times in a person’s life. There are many reasons to attend college, as it allows one to gain an education, discover new passions, and meet lifelong friends. College can also heavily impact…
Standard and Poor’s (commonly known as S&P) is one of the most prominent financial intelligence companies in the world. S&P is a division of the McGraw-Hill Companies and has more than 150 years of experience providing financial services to investors worldwide….
Have you ever had an item sitting in your home that’s just too good to discard, but you know you’ll never use it again? You can turn an old possession into something new by bartering. Bartering is the process of…
Congress raised contribution limits for some retirement accounts but not others from 2021 to 2022. Despite rampant pandemic inflation, Congress didn’t raise contributions for the easiest retirement account, the IRA. Still, taxpayers scored a few modest wins for other account…
Imagine going into a bank where the teller greets you by name. When you inquire about a small business loan, you talk to a manager who knows you and visits your business regularly. Because you’re a trusted customer, the approval…
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