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According to Debt.org, the average student loan debt was over $37,000 in 2017. Education costs are growing, and it goes without saying that managing your finances as a student can be difficult. Learning how to save money as a college…
If you own a vehicle, it’s probably one of your largest annual expenses. The average household spends around $9,000 on vehicle-related expenses, according to the Bureau of Labor Statistics. Although much of this spending is on vehicle purchases and fuel,…
Working a 9-to-5 job is a lifestyle and career choice millions of people make. These standard working hours have become the norm since their establishment during the Industrial Revolution, and they define the modern office job. But times are changing….
As Wi-Fi infrastructure improves worldwide, it’s becoming easier to maintain mobile Internet connection using Wi-Fi hot spots. But data plans aren’t cheap, and it can be difficult to find the right plan to suit your Internet needs. Fortunately, you have…
If you want to save money, dollar stores are a fantastic option. Of course, there are things you shouldn’t buy at a dollar store (expired food is on the no-go list, for example). But if you shop sensibly, there’s no…
In an era of low interest rates and underwhelming bond returns, many investors are looking elsewhere to diversify their portfolios beyond the roller coaster of stocks. Real estate offers plenty to like as an alternative to bonds. It can make…
Investors have more options than ever before to invest in real estate indirectly. And one of the easiest ways to do so is through real estate crowdfunding. An early success story, Fundrise helped popularize the concept among mom-and-pop investors. They…
When you first retire, you face a unique risk: the risk of a market crash early in your retirement. Known as sequence of returns risk, it can obliterate your portfolio before it has a chance to compound high enough to…
Don’t own any securities like stocks or bonds? Expect a much harder time saving for retirement — or building wealth at all. Over time, stocks return around 10% per year on average. Left in cash, your money loses about 3%…
If your closet is overflowing with clothing, shoes, and handbags you never wear, it’s time to initiate a closet cleanout. Not only can organizing your wardrobe “spark joy,” in the words of the illustrious Marie Kondo, but reselling your stuff…
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