Which Bills to Pay Off First (or Cancel) When Money Runs...
Whether it’s from job loss, a drop in income, or an unexpected expense, sometimes, it’s a struggle to pay your bills. It’s essential you prioritize your bill payments and what you owe, paying the most important bills first. But how do you prioritize when your income and expenses don’t match up?
How to Prepare Financially & Survive Unemployment or Job Loss –...
Many people are facing the prospect of reduced hours or losing their jobs as the COVID-19 pandemic spreads around the globe and companies are shutting their doors or reducing staff. If you’re worried you’re going to lose your job, it’s essential you start financially preparing to survive unemployment.
How to Get Your Finances Back on Track After Holiday Season...
The average American spends $1,050 on holiday gifts, swag, and travel, according to a 2019 National Retail Federation study summarized by USA Today. That's more...
How to Create a Holiday Budget and Stick to It
The silver bells of the holiday season can certainly take their toll on your wallet. In a November 2019 Gallup poll, Americans said they...
12 Best Mint.com Alternatives to Manage Your Finances
Mint was the first cloud-based budgeting app to capture the public’s imagination and the model upon which many subsequent cloud budgeting apps have been based. While it’s still a strong choice for committed household budgeteers, Mint isn't the only option. High-quality alternatives like YNAB, EveryDollar, and Simple seem to grow by the month. Before you settle on Mint — or any other digital budgeting app, for that matter — check out these options too.
How to Build an Emergency Cash Fund When You Have Irregular...
Contingent (temporary) workers, independent contractors (freelancers and solopreneurs), on-call workers, temporary help agency workers, and workers provided by contract firms often struggle to string together workable household budgets. And it's even harder to build emergency savings sufficient to cover the recommended three to six months of living expenses. But it's still possible to build a comfortable emergency cash fund that’s distinct from your retirement, home maintenance, and short-term goal savings fund - even if you don't always know how much your next paycheck will be.
How to Create a Budget When You Have Fluctuating, Variable Income
While budgeting might not be brain surgery, it’s a lot more difficult when you don’t know exactly how much you’ll take home each month. Temporary workers, independent contractors, freelancers, business owners, and others with fluctuating incomes need to create budgets that work with their situations. If your income varies from month to month, here’s how to build a budget that meets your needs, as well as some tips for staying within that budget.
The Endowment Effect – What It Is and How It Can...
Have you ever been reluctant to let go of something you knew you didn't need, just because you paid good money for it and...
How Kakeibo (Japanese Budgeting Method) Can Save You More Money
We live in a world where pretty much anything that can be automated is. You can subscribe to grocery delivery so fresh food shows up...
4 Budgeting Alternatives to Meet Your Financial Goals
If you've ever searched for advice on how to meet your financial goals, there's one tip you've probably heard over and over: You need...
9 Best Ways to Save Money During the Holiday Season
'Tis the season to start trimming - your budget, that is, and not just your tree. A November 2013 Gallup poll found that while...
10 Steps to Switch to a Single-Income Family
Ever daydream about switching to a single-income household so you or your spouse could stay home with the kids? It's not as old-fashioned as it...
