Advertiser Disclosure
X

Advertiser Disclosure: The credit card offers that appear on this site are from credit card companies from which MoneyCrashers.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. MoneyCrashers.com does not include all credit card companies or all available credit card offers, although best efforts are made to include a comprehensive list of offers regardless of compensation. Advertiser partners include American Express, Chase, U.S. Bank, and Barclaycard, among others.

Emergency Fund Cash Jar

How to Build an Emergency Cash Fund When You Have Irregular...

Contingent (temporary) workers, independent contractors (freelancers and solopreneurs), on-call workers, temporary help agency workers, and workers provided by contract firms often struggle to string together workable household budgets. And it's even harder to build emergency savings sufficient to cover the recommended three to six months of living expenses. But it's still possible to build a comfortable emergency cash fund that’s distinct from your retirement, home maintenance, and short-term goal savings fund - even if you don't always know how much your next paycheck will be.
Budgeting Variable Income

How to Create a Budget When You Have Fluctuating, Variable Income

While budgeting might not be brain surgery, it’s a lot more difficult when you don’t know exactly how much you’ll take home each month. Temporary workers, independent contractors, freelancers, business owners, and others with fluctuating incomes need to create budgets that work with their situations. If your income varies from month to month, here’s how to build a budget that meets your needs, as well as some tips for staying within that budget.
Letting Go Endowment Effect Woman Tossing Hat In Field

The Endowment Effect – What It Is and How It Can...

Have you ever been reluctant to let go of something you knew you didn't need, just because you paid good money for it and...
Piggy Bank Calculator Savings Budget Planning Finances

How Kakeibo (Japanese Budgeting Method) Can Save You More Money

We live in a world where pretty much anything that can be automated is. You can subscribe to grocery delivery so fresh food shows up...
Budget Planning Coffee Strategy Budgeting Financial Goals

4 Budgeting Alternatives to Meet Your Financial Goals

If you've ever searched for advice on how to meet your financial goals, there's one tip you've probably heard over and over: You need...
Budget Income Expenses Pen Calculator

10 Steps to Switch to a Single-Income Family

Ever daydream about switching to a single-income household so you or your spouse could stay home with the kids?It's not as old-fashioned as it...
Stop Living Paycheck

How to Stop Living Paycheck to Paycheck

According to a 2017 CareerBuilder survey, 78% of all workers say they live paycheck to paycheck. It's not just low-wage workers who have this...
Lying Spouse Financial Infidelity Marriage

How to Deal with a Lying Spouse – Financial Infidelity in...

Julia has a secret credit card that she hides from her husband, Carlos. Whenever she goes out for a little retail therapy, she uses...
Types Unexpected Expenses Plan

6 Types of Unexpected Expenses and How to Plan for Them

As the writer and cartoonist Allen Saunders once said, "Life is what happens to us while we are making other plans."Personal finance is a...
Automatic Savings Accounts Apps

How to Use Automatic Savings Accounts & Apps to Build Wealth...

Saving money is a lot like eating right. We all know that we should save up for emergencies, retirement, and personal goals, just like...
Home Affordability Calculator

How Much House Can I Afford? – Home Affordability Calculator

House hunting is a bit like dating. Sometimes, you fall for the wrong person - or the wrong house. It's not at all unusual...
Get Money Down Payment House

How to Get Money for a Down Payment on a House...

Whether you're purchasing a prefab dwelling, building a new construction home, or planning to fix up an older house, you're probably excited about the prospect...