Owning a home costs far more money than the average first-time home buyer realizes. Beyond dollars and cents, homeownership also comes with less tangible risks and downsides. Learn about the real costs and risks of owning a home before deciding whether you can afford to buy instead of renting.
Budgeting is hard. 50% of Americans have less than one month's income saved for emergencies. Experts recommend at least six months. The problem, however,...
The new year is the perfect time to recommit to getting your finances organized. And there’s no better way to do so than by creating a budget calendar to track your income, expenses, and financial goals throughout the year.
Before you look for a new place to rent, you need to figure out how much you can afford per month. As you start looking for your next place, start by putting your current income and budget under the microscope. Learn how to tell how much rent you can afford and how much you’ll truly pay per month.
Mint was the first cloud-based budgeting app to capture the public’s imagination and the model upon which many subsequent cloud budgeting apps have been based. While it’s still a strong choice for committed household budgeteers, Mint isn't the only option. High-quality alternatives like YNAB, EveryDollar, and Simple seem to grow by the month. Before you settle on Mint — or any other digital budgeting app, for that matter — check out these options too.
If your finances are worse for the wear after the holiday spending season, don’t feel guilty. You’re not alone. Along with the millions of other Americans who spent more than they can really afford this season, you can get your financial house in order soon enough. Follow these tips to cure your post-holiday financial hangover.
We could all stand to save a few bucks. And the long-running boom in personal finance apps ensures we have a great deal of help in this endeavor. It can be hard to make sense of the ever-expanding universe on the market right now. But whichever one you choose, these apps can all save you money.
Budgeting doesn’t have to be hard. There are plenty of apps to help you better manage your money, from free lightweight solutions to feature-rich paid products that claim to save the typical user thousands each year. Which one’s right for you? Find out here.
Almost 2 million Americans live on minimum wage, which despite inflation hasn’t increased since 2009. But is that a living wage? Explore the ins and outs of living on just $7.25 per hour through both a fictional American named Kai and the stories of real-life Americans who do it every day.
Budgeting doesn’t sound exciting, but it doesn’t have to take much time, and it can help you save more money and reach your financial goals. Learn simple tips for creating a budgeting spreadsheet and download a free budget template to get you started here.
Keeping track of your money and how you spend it is important, and there are plenty of tools available to help you manage your personal finances. Why should you bother using a personal finance budgeting app and what can these types of apps do for you to make your life easier? Read on to learn more.
Major purchases require major savings. And let’s be honest: Not everyone is a natural at budgeting and saving money. Fortunately, anyone can learn to budget and save money better, and anyone can reach their savings goal with these tips.