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Chase Bank Promotions for 2023 – Earn Up to $300

Some of the best bank account bonuses for U.S. account holders have a common home. That’s Chase Bank, one of the biggest and best-known banks in the country.

Whether you’re looking for a new Chase checking account or savings account, you’ll find a bonus offer that suits your needs here. 

$100? $200? $300? Yep, it’s all possible. Not exactly free money, but not too hard to qualify for either. Read on for the details — and for account application links.

Best Chase Bank Promotions for 2023

These are the best Chase Bank promotions for new account holders right now. Each listing includes important information about the bonus opportunity and the underlying account. All the accounts on this list have FDIC insurance up to $250,000 per account.

See a promotion you like? Click the link at the top of the listing to learn more about the bonus opportunity and apply for the account.

1. Chase Total Checking® – $200 Bonus

Need a new home for your paycheck?

Chase Total Checking® account is an excellent choice. And for a limited time — you must apply by January 24, 2024 — you can receive a solid account opening bonus when you open a new Chase Total Checking account and complete qualifying activities.

What You Get: Open your account and set up direct deposits totaling $500 or more within 90 days of coupon enrollment (basically, your account opening date). You’ll then receive your $200 checking account bonus within 15 business days.

How to Open Your Account: You can open your new Chase Total Checking account at the landing page that opens when you click the link above. 

If you prefer, enter your email address on the landing page to get a coupon code, then bring that code to any Chase branch to open your account in-person. Chase has ATMs and branches in all 48 states in the continental U.S. 

Account Requirements: There’s no minimum deposit required to open your Chase Total Checking account.

This account does have a $12 monthly fee, but you can waive it in any monthly statement period when you do one of the following:

  • Make direct deposits totaling $500 or more to the account.
  • Maintain a $1,500 minimum daily balance in the account.
  • Maintain an average daily balance of at least $5,000 in qualifying linked Chase deposit or investment accounts.
  • Pay $25 or more in qualifying checking-related services or fees, such as ATM withdrawals.

Fine Print: This offer is available online nationwide, except for residents of Alaska, Hawaii, and Puerto Rico.

Open a Chase Total Checking Account

2. Chase College Checking — $100 Bonus

If you’re between the ages of 17 and 24, and you’re enrolled part-time or full-time in a higher education program, the Chase College Checking account is the only day-to-day bank account you need.

The category-leading bonus opportunity is just the icing on the cake. But you must apply for a new account by January 24, 2024 to take advantage.

What You Get: Open a new Chase College Checking account and complete 10 qualifying transactions within 60 days of coupon enrollment (your account opening date). You should receive a $100 bonus in the account within 15 days of completing the requirements.

How to Open Your Account: You can open your account online using the link above. Or, open your account at a Chase branch — just provide your email address on the landing page to get your unique coupon code.

Account Requirements: There’s no minimum balance requirement for this account. There’s also no monthly service fee for student account holders for up to five consecutive years. Afterward, you can waive the $6 monthly account fee by meeting certain waiver requirements described in the fine print at the link above.

Fine Print: This offer is available online anywhere in the continental United States. That does not include AK, HI, or PR. “Qualifying transactions” include debit card purchases, Zelle transfers, ACH credits, Chase Quick Deposit deposits, or online bill payments.

Open a Chase College Checking Account

3. Chase Secure BankingSM – $100 Bonus

Not a student? Still want a $100 bonus for opening a new Chase Bank account?

You’re in luck. When you open a new Chase Secure BankingSM account, you too can qualify for a bonus worth $100. But you must apply by January 24, 2024.

What You Get: Open a new Chase Secure Banking account and complete 10 qualifying transactions within 60 days of coupon enrollment. You’ll receive your $100 bonus in your new account within 15 business days.

How to Open Your Account: You can open your account online using the link above, or enter your email address to get your coupon and then bring it to a Chase branch to open in-person.

Account Requirements: There is no minimum balance requirement to open this account. The $4.95 account maintenance fee can’t be waived, however.

Fine Print: This offer is available online nationwide. “Qualifying transactions” include debit card purchases, ACH credits, Zelle® transfers, online bill pay transactions, and Chase QuickDepositSM transactions.

Open a Chase Secure Banking Account

4. Chase Business Complete Checking ® – $300 Bonus

Chase Logo

Ready to give Chase business banking a try? Chase Business Complete Banking could be right for you, even if you’re a solo professional who doesn’t consider themselves a true small business. It’s one of the best business checking accounts on the market.

What You Get: When you open a new Chase Business Complete Checking account and complete qualifying activities, you can earn a bonus worth up to $300. However, you must apply by October 19, 2023.

How to Open Your Account: You can open an account online or in-person at any Chase branch. 

Account Requirements: No minimum opening deposit is required to open a Chase Business Complete Banking account. There is a $15 monthly service fee, but you’ll have multiple ways to waive it once your account is open. 

Fine Print: This offer is available online nationwide, except for residents of AK, HI, and PR.

Open a Chase Business Complete Checking® Account

Chase Bank Promotion FAQs

Not sure which Chase Bank promotion is right for you? Still have questions or concerns about the nitty-gritty of qualifying for and earning these promotions? 

Keep reading for answers to some common questions about Chase Bank bonuses.

How Much Are Chase Bank Bonuses Worth?

Chase Bank currently offers bonuses as big as $200. In the recent past, Chase Business Complete Banking offered a bonus as big as $300 for new account holders.

However, all Chase Bonus amounts are subject to change based at Chase’s discretion. Specific bonus opportunities come and go, so watch this space for the latest updates.

How Can You Get a Chase Bank Bonus?

It depends on the specific bonus, but it’s not especially difficult to qualify for most Chase Bank bonuses. 

Some other banks that require monthly direct deposits of $5,000 or more, or initial deposits upwards of $10,000. Chase Bank bonuses are attainable for everyday consumers — people who don’t have six-figure salaries or huge nest eggs.

That said, every Chase bonus has different qualification requirements. You might need to set up direct deposit within a certain time frame or make a minimum qualifying deposit, for example. Carefully read each listing above and the landing page when you click through to find out what’s required to get the bonus you want. 

When Do You Get Your Chase Bank Bonus After Completing the Requirements?

Compared with other banks, Chase pays out bonuses fairly quickly after you complete the qualifying activities. Check the fine print on your preferred offer to be sure, but you can expect to receive your bonus within 15 business days after meeting the requirements.

How Many Chase Bank Bonuses Can You Get?

This is ultimately Chase’s call, and unfortunately the bank isn’t crystal clear on how many bonuses is too many. 

But you can generally only get one bonus per account within any two-year period, even if you close the account after receiving the bonus. And you must keep your account open for a period of time after receiving the bonus — usually at least six months from the account opening date. 

One thing is for sure. If you’re a new customer who has never had a Chase bank account, you’ll qualify for a cash bonus unless you don’t meet some other important criteria — like the age requirement to open a Chase College Checking account.

Chase has similar restrictions in place for new credit card sign-up bonuses too. So if you’re eager for some cash back to go with your new checking account, look for Chase credit cards you’ve never had before — maybe Chase Freedom Flex or Chase Freedom Unlimited.

Can You Avoid the Monthly Maintenance Fee When You Get a Chase Bank Bonus?

You can’t avoid the monthly maintenance fee simply because you got an account opening bonus. 

However, most Chase account maintenance fees are relatively easy to waive with qualifying activities, such as maintaining a minimum balance in the account or in qualifying linked accounts. The only exception on this list is Chase Secure Banking, which has a $4.95 monthly maintenance fee that can’t be waived.

Final Word

The Chase Bank account promotions are relatively easy to qualify for. Welcome bonus deposits come quickly after completing the required activities, usually within three business weeks. And there are multiple options for personal checking customers, making it all the more likely you’ll find an account and offer that catch your eye. 

What’s not to like? If you’re tired of the same-old, same-old banking routine, take advantage of one or more of these account offers and open a new chapter in your financial life.

Brian Martucci writes about credit cards, banking, insurance, travel, and more. When he's not investigating time- and money-saving strategies for Money Crashers readers, you can find him exploring his favorite trails or sampling a new cuisine. Reach him on Twitter @Brian_Martucci.