You’re all settled into your dream home — the one you saved up years to afford. You’ve unpacked every last moving box, arranged the furniture, and made the first payment on your mortgage. Life is good. Then, one day, you…
If you have a mortgage, it’s very likely you also have an active homeowners insurance policy. Virtually all mortgage lenders require borrowers to carry home insurance, which helps protect the value of their investment — and yours. You might not…
Health insurance has been a hot topic in the United States for some time. And while Americans are increasingly getting medical coverage, dental coverage is often left on the back burner. But some people don’t realize how crucial dental health…
Other than your monthly housing payment and perhaps your student loan payments, your car loan is probably the biggest debt you carry in your name. Add in your car insurance costs — which can be eye-watering if your auto lender…
Imagine that one night your house catches fire. You and your family escape unharmed, but by the time the fire is extinguished, there’s hardly anything left of the house or its contents. Once you recover from your shock, you call your…
Imagine that you’re just a few years away from a well-deserved retirement. You’ve got a sizable retirement account plus a fully paid off house and car. Altogether, your assets amount to a little over $1 million. In short, life is…
More than half of Americans with employer-sponsored insurance are enrolled in high-deductible health plans (HDHPs). If you’re one of them, your health insurance deductibles can leave you in a bind when significant health care expenses arise. Health savings accounts (HSAs)…
Millions of employees save for retirement by deferring a portion of their compensation into an employer-sponsored, tax-deferred savings plan. The majority of these are known as qualified plans and fall under the jurisdiction of ERISA guidelines, which means they are…
Whether you’re attempting to get a mortgage, auto loan, a new apartment, or a public welfare benefit, you often need to prove you earn the correct amount of money to qualify. In the case of a mortgage, loan, or apartment,…
An unfortunate fact of life is that your debt doesn’t disappear when you die. Your heirs can inherit some types of debt, along with any positive financial legacy you leave. If you have a mortgage, someone will remain responsible for…
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