It can be expensive to own a dog. That adorable pooch needs a leash, water and food bowls, a crate, food, and toys. Then there are grooming and training costs and vet bills for vaccinations and spaying or neutering. The…
I have been self-employed for a dozen years, and I love the flexibility and freedom of my schedule — setting my hours and being the boss. But one of the biggest challenges is applying for a mortgage. I’ve gotten a…
The Great Depression of 1929 was devastating to the U.S., and millions of Americans lost their jobs. A quarter of the population lost their life savings, and more than 4,000 bank failures happened between 1929 and 1933. Banks were investing…
If you have a child or relative with special needs or a disability, one of the biggest fears is providing for them financially . You want to make sure that person has a sustainable income when you die. The…
We all dream of a great retirement, but it is harder to achieve when you’re on your own for retirement savings. More Americans are leaving traditional jobs. According to a Gallup survey, 34% of workers are self-employed. Setting up a…
The burden of retirement savings often falls to employees because pensions and 401(k) plans are hard for many private businesses to afford or administer. Employee stock ownership plans (ESOPs) give smaller firms an option to entice the best talent while…
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