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Have you ever had an item sitting in your home that’s just too good to discard, but you know you’ll never use it again? You can turn an old possession into something new by bartering. Bartering is the process of…
Imagine going into a bank where the teller greets you by name. When you inquire about a small business loan, you talk to a manager who knows you and visits your business regularly. Because you’re a trusted customer, the approval…
When a save-the-date arrives in your mailbox, you want to feel thrilled for your engaged friends. Instead, you feel a heavy knot forming at the bottom of your stomach. How much is this wedding going to set you back? We…
The American banking industry has come a long way since the Great Depression. At the dawn of the 20th century, bank failures were commonplace, particularly among rural, single-branch institutions. The situation became untenable in the early 1930s when the American…
When you’ve recently graduated from college, the world can seem like your oyster. After four years of unpaid internships or part-time jobs, you suddenly can see full-time employment with a full-time salary on the horizon. But sometimes, finding a full-time job…
There’s no one-size-fits-all financial advice because everyone’s financial priorities are different. And even when two people share similar financial goals, they can take several routes to reach the same destination. So how do you determine your financial priorities? How do…
We all have our bad habits. Mine is a sweet tooth. I know that I’d be healthier if I could quit eating sugar, but the vague promise of better health in the future pales next to the joy of eating a chocolate chip cookie right now….
Let’s face it. We’ve all had stressful days when we come home from work and just can’t face the idea of cooking. And eating out with friends or family is one of the primary ways we socialize. It’s no fun…
Fed up with unfriendly and fee-hungry banks, many customers are moving their cash to credit unions — not-for-profit deposit institutions that share many similarities with for-profit banks, but tend to be more customer-friendly. According to the World Council of Credit…
When you travel on vacation, it’s easy to overspend and to forget about your budget. When taking a break from the real world, money can be the last thing you want to worry about! However, you have to consider what…
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