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Moving out of your parents’ house just may be the most important step you take toward independence. You can finally live by your own rules, without curfews or restrictions, and take care of responsibilities on your own schedule and in…
Are you eagerly counting down the days to your next vacation? After working hard throughout the year, you deserve a few days of relaxation and fun. But regardless of how excited you are to take your next trip, it’s always…
We live in a modern world. I wake up in the morning to find my smartphone telling me that my daughter’s permission slip is due and it’s “pirate day” for my son’s preschool. I hop out of bed and whip…
If you’ve ever made a promise to change your spending habits, only to break that promise repeatedly, you are not alone. After all, you still have to go past your favorite coffee shop every morning where a delicious (and overpriced) beverage is only…
While saving for retirement is important, there are times when it makes sense to delay making investments. Most people invest for retirement in a tax-advantaged plan such as an IRA or 401k with early withdrawal penalties and adverse income tax…
Until about five years ago, I used to carry my checkbook everywhere. In fact, some of my purses even had a special compartment that provided easy access to my oft-used pad of checks. Nowadays, however, I leave my checkbook at home….
As one of five kids, allowance meant everything to me as a child. My mom bought everything we needed, so it was only through allowance that I was able to purchase the things I really wanted. While I earned my…
When it comes to consumer debt, everyone has an opinion. Some people avoid debt at all costs, even if it means never buying a house, while others view debt as a necessary evil – a way to enjoy a certain…
Anytime you page through the latest issue of a tabloid magazine, you receive a lesson in excess: celebrities frolicking on expensive vacations, wearing thousands of dollars in designer clothes, and driving the latest must-have $100,000 SUV. Of course, it’s expensive…
As my 30th birthday approaches, I find myself thinking about what I accomplished in the last decade. My 20s saw me get married, build a house with my husband, have two amazing kids, and start my career. And while I…
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