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Retirees are eligible to accept Social Security withdrawals as early as age 62 instead of having to wait until the full retirement age of 67, but you will receive a reduced benefit every month. So, should you accept the reduced…
My family and I have revolutionized the way we do allowance in our household. Recently, we have noticed that we were letting things slide, so we decided to look at the motives and behaviors that we want to see in…
Finding a good small business 401k plan for you and your employees can be daunting. Nearly every financial company offers some kind of option now, and financial advisers are clamoring for your business. But how do you know if you’re…
As you’ll see in any insurance guide, there are many choices when it comes to choosing the best insurance policy and the features associated with those policies. When you are insuring something like property or real estate, one of the…
“Looks and love are fleeting, but money can make up for the loss,” was a mantra I heard starting at a very young age from a close relative. She had successfully married a very wealthy man and seemed quite happy….
I initially titled this post “Live Stylishly Within Your Means,” but upon further investigation, I found that little phrase had no less than 267,000 search returns in Google. So I went with a title with fewer search results. You’re probably…
Are friends with expensive tastes encouraging you to spend more than you want to? I have one particular friend who always insists on going to expensive restaurants while she’s visiting. Granted, she only visits once or twice a year and…
This is a very sensitive topic because it involves a decision that cannot be undone. I have personally “beat” bankruptcy, consulted with those contemplating bankruptcy, and helped those recover from bankruptcy. I am not a lawyer and I am not…
Many people have lost homes as a results of the recent crash of the mortgage and real estate market. These losses occurred for many reasons including: Loss of jobs / income. Having an adjustable rate mortgage increase. Buying a home…
If you’re traveling abroad, you’ll need to make some decisions about how you’ll actually spend some cash. Usually, the choice will be between credit cards and debit cards, cash and travelers checks. And everyone seems to have a different opinion…
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