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Cutting your bills, premiums, fees, taxes, and grocery costs, then building cash reserves with the difference. Pay less for what you already pay for.
Years ago, I bought a used microwave on Craigslist for $20. Examining the appliance in the trunk of the seller’s minivan, I saw that it was relatively new, reasonably clean, and still had its rotating interior plate. Score. Then I…
According to The Knot, the average cost of an American wedding was about $28,000 in 2019. Wedding photography and videography account for $2,400 and $1,800, respectively, or about 15% of the total. Professional-grade wedding memories are expensive. If you’re fretting…
Do you relish haggling over the price of a new or used car? Many people don’t. Negotiating on price and extras can be an awkward experience, particularly if you’re inexperienced or simply aren’t a confrontational person. Preparing for a negotiation…
A few years back, my wife and I purchased a new queen-size mattress. Previously, we’d slept on secondhand mattresses, either salvaged from our childhood homes or bought used. We knew buying a high-quality mattress would be an expensive proposition. And…
Nearly all states require car owners to carry liability auto insurance. But comprehensive coverage is optional unless you’re still making payments on your car. That doesn’t mean it has no value. It can significantly reduce out-of-pocket repair costs, especially on…
With at least 20 insurance policies and a decade covering the industry under my belt, I was tempted to think I’ve seen it all when it comes to insurance. But Lemonade, a digital insurance company, really simplifies insurance shopping, buying,…
My property insurance premium increased by about 50% this year. Something about inflation, the insurance company said. Hellbent on making it my former insurance company, I found an online insurance broker and told them I wanted a new homeowners insurance…
A car is a major financial obligation. With the average new vehicle price topping $47,000 in 2022, it’s no surprise that many car shoppers want to know how to get the best deal. As you shop for a car, there…
When my wife and I moved into our new neighborhood last year, one of the first things we did was walk down its main commercial drag. We were happy to find a diverse hodgepodge of restaurants, coffee shops, independently owned clothing stores,…
After oversleeping one morning, you stop at a cafe for some coffee and a muffin on the way to work. You take your food up to the counter and hand over a $10 bill, but instead of opening the register…
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