Advertiser Disclosure
The credit card, banking, and other financial offers that appear on this site are from companies that compensate us – for example, when you click a link, are approved for a product, or open an account. This compensation may influence how and where offers appear on the site, including the order in which they appear on category pages. It does not influence our evaluations, ratings, or opinions, which are ours alone. We do not include every bank, credit card company, or offer available in the marketplace.
Choosing a loan or card, carrying a balance, and protecting the credit score that sets your rates. Borrow on better terms and pay off what you owe faster.
Americans’ credit scores have improved dramatically over the past decade. Even the brief but sharp COVID-19 recession couldn’t stop the upward progress. In fact, credit scores actually jumped in 2020 and 2021 as consumers pared back spending and paid off…
Your credit history is an incredibly important part of your financial life. It impacts the loans you can qualify for and the interest rates and fees you pay when you borrow. In some cases, your credit can affect more than just…
In the summer of 2019, I got an email with some good news. As one of the millions of people whose personal information the 2017 Equifax data breach exposed, I was entitled to compensation from Equifax. I could receive up…
Capital One Spark 1% Classic, also known as Capital One Spark Classic for Business or simply “Spark Classic,” is a business credit card for business owners with fair or limited credit. Though its reasonable cash back rewards rate and minimal…
Journey Student Rewards from Capital One is a popular student credit card with no annual fee, a solid cash back program that rewards general spending, and relatively loose credit standards that make it a plausible first credit card choice. It shares the…
The Citi® Secured Mastercard® is a secured credit card with no annual fee and a required minimum security deposit of $200 when you open your account, prior to card activation. If you have poor credit, or lack much of a credit history at…
Interested in rebuilding your credit? A secured credit card could be in your future. There are dozens to choose from, but the Union Bank Secured Visa® Card is one of the better options if you’re fortunate enough to live in…
A bad credit score hurts you in many ways. It makes it harder to get approved for a loan, rent an apartment, and get a job. You pay more interest on loans you do get. Insurance is pricier. It can…
The Navy Federal Credit Union nRewards® Secured Credit Card is a secured credit card with no annual fee and a cash back rewards program that pays you back on every dollar you spend. The rewards program is solid in comparison to other…
According to a 2019 report by the Consumer Financial Protection Bureau (CFPB), about 66% of American adults have at least one credit card. And that figure doesn’t account for bank-issued debit cards and prepaid debit cards, which leverage the same payment…
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