I got my first credit card before my 16th birthday. Not on my own initiative. My parents added me as an authorized user to an account they already had – a basic Citi cash back credit card that has long…
Do you use credit cards regularly? Perhaps you have a favorite cash back rewards credit card that offers a small but meaningful return on every dollar you spend. Or maybe you use a travel rewards credit card to earn points…
Sometimes, you need to buy a car, even if your credit isn’t in a good place. If that happened to you, you might be stuck with a high-interest-rate car loan. While the auto loan you drove away with isn’t the…
In the fourth quarter of 2021, the median home sold for just over $408,000. Could you afford to pay that out of pocket? Probably not. That’s why most homebuyers wind up applying for mortgage loans. Getting a mortgage can be…
Ever wonder why your bank is so confident you’ll repay your car loan? Or why your mortgage lender seems fine putting up hundreds of thousands of dollars to help you buy a new home? It’s because they have a backup…
The CitiBusiness® / AAdvantage® Platinum Select® Mastercard® is a business travel rewards credit card with a $99 annual fee (waived during the first year) and a solid rewards program that benefits frequent American Airlines travelers. Thanks to American Airlines’ participation…
Your credit report provides detailed information about your credit history, and when applying for a loan, the contents of your report can make or break the deal. Many people acknowledge the importance of a good credit score, yet neglect to…
Student loans and mortgage debt are often considered to be “good debt,” as they are forms of debt you take on in order to purchase something that should increase your net worth. “Bad debt,” on the other hand, includes credit…
The TD Cash Credit Card is a straightforward cash back rewards credit card with no annual fee and a rewards program that favors cardholders who like to dine out often. It earns unlimited 3% cash back on all eligible dining…
My BJ’s Perks® Elite Mastercard® is a rewards credit card that provides BJ’s Warehouse Club members with opportunities to earn up to 5% cash back on in-club purchases, $0.10 off BJ’s gas purchases, and variable cash back rates on other types…
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