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Refinancing can be a lifesaver if spiking adjustable mortgage rates are making your payments unmanageable. It can also help you get needed cash by turning your equity into money you can use for emergencies, like replacing a broken-down car. Or…
When it comes to economic issues, the media has a love affair with hyperbole. For instance, in 2010, CBS News ran a chilling report on American consumer debt. Entitled “Addicted to Debt,” the story gave detail about the state of…
Standard and Poor’s (commonly known as S&P) is one of the most prominent financial intelligence companies in the world. S&P is a division of the McGraw-Hill Companies and has more than 150 years of experience providing financial services to investors worldwide….
If you’re like most Americans, you have some form of debt. And chances are, you already know what you need to do to pay off that debt: either cut back or earn more money. Then take all that extra cash…
Like many Americans, Shauna was laid off during the COVID-19 pandemic. After running through her meager savings, she turned to credit cards to make ends meet. In three months, she racked up $8,500 in charges across four credit cards. Shauna…
The Jasper Mastercard® (Jasper Card) is an unsecured credit card designed for first-time credit card users and those looking to build credit. It’s not technically a student credit card. But it doesn’t require a credit history for approval thanks to…
Everyone aspires to good credit. But not everyone is so fortunate, at least not right at the moment. Bad credit can strike for any number of reasons: overwhelming debt loads, missed payments, foreclosure, bankruptcy. Often, it has more than one…
Here is a common scenario: a friend asks you for money for the down payment on a car and promises to pay you back as soon as he can. Being the loving and caring friend that you are, you immediately loan the…
Until President Richard Nixon took the United States off the gold standard in the 1970s, American cash was redeemable for gold or silver. Currently, the U.S. is on a system using fiat currency via the Federal Reserve, as the value…
The H1-B visa program draws thousands of highly skilled immigrants to work in the United States each year. Buoyed by career success, many H1-B visa holders go on to become legal permanent residents and eventually U.S. citizens. They buy cars…
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