First came debit cards you could swipe like a credit card. Then came cash-transferring services like PayPal and Venmo. That led to the near extinction of the paper check. But it’s still critical to know how to write a check….
My wife and I live in an old house that sometimes shows its age. Not long after we bought the place, we returned from a restful winter weekend getaway to a bone-chilling surprise. At some point while we were gone,…
Whether you go to a used car lot or a high-end boutique, you know that the employees are working on commission and are thoroughly trained to sell you products. However, did you know that the personal bankers at your local…
If, like many Americans, you’re fed up with big bank fees and poor customer service, you might be considering other options when it comes to banking. Three of the most popular alternatives are online banks, credit unions, and small local…
Lately, it seems as if most customer service representatives are either not empowered to help you, or that they have actually been instructed not to. It has gotten to the point where getting a company to give you the service…
A cash tax refund anticipation loan, also known as a RAL, is a way for a tax filer to get their refund immediately. The tax preparation company prepares the consumer’s tax return, calculates their tax refund, and offers cash to…
The United States General Services Administration, which manages the functioning of federal agencies, sets per diem rates for federal employees traveling on official business in the continental U.S. Per-diem rates cover three types of expenses: lodging, meals, and incidental expenses….
It has been really difficult lately for many people to make ends meet, and this is especially true for one-income families. Many families are confronted with a family member unexpectedly losing a job and going through unemployment. On the other…
According to the card buried deep in my wallet, I’ve been a “loyal member” of the American Automobile Association (better known as AAA) since 2005. My AAA membership is one of the longest relationships of my life, even exceeding the…
Millions of Americans work as freelancers or juggle side hustles alongside their 9-to-5 jobs. Whether they use a formal business entity or not, and regardless of how they think of themselves, these people are small-business owners. If you’re looking for…
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