About · Press · Contact · Write For Us · Top Personal Finance Blogs
Featured In:
Nick Kennedy

4 Commitment Devices to Help You Set & Achieve Financial Goals

By Nick Kennedy

determining financial goalsIf you’re like many people, you’ve set one or more financial goals for yourself. You might be trying to stick to a personal budget, save more for retirement, pay off your credit card debt, build an emergency fund, or buy a house.

There’s just one small problem: You want the reward, but don’t want to do the work it takes to get there. So you procrastinate and continue to spend and charge and dig yourself deeper into debt. What you may need is a commitment device, a way to keep yourself accountable in reaching your goals.

Click to continue reading...

5 Craigslist Shopping Tips for Negotiating & Buying Items Online

By Nick Kennedy

using craigslistThere’s a famous scene from the Monty Python film “The Life of Brian” where the hero buys a product from a vendor at an outdoor market. He asks the price of the item, which the merchant discloses, and Brian agrees to pay it.

“Wait,” the merchant says while grabbing his arm. “Don’t you want to haggle?”

Have you ever been to one of these markets? There are no written rules, but haggling is expected. Everyone knows that the listed price is just the starting point.

Click to continue reading...

The content on MoneyCrashers.com is for informational and educational purposes only and should not be construed as professional financial advice. Should you need such advice, consult a licensed financial or tax advisor. References to products, offers, and rates from third party sites often change. While we do our best to keep these updated, numbers stated on this site may differ from actual numbers. We may have financial relationships with some of the companies mentioned on this website. Among other things, we may receive free products, services, and/or monetary compensation in exchange for featured placement of sponsored products or services. We strive to write accurate and genuine reviews and articles, and all views and opinions expressed are solely those of the authors.

Advertiser Disclosure: The offers that appear on this site are from credit card companies from which MoneyCrashers.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. MoneyCrashers.com does not include all credit card companies or all available credit card offers, although best efforts are made to include a comprehensive list of offers regardless of compensation. Advertiser partners include American Express, U.S. Bank, and Barclaycard, among others.