Your bank statement is a record of everything that’s happened in your bank account during a period. Knowing how to read it helps you check your bank’s records for errors, stay on top of your spending habits, and better manage your household budget.
The Automated Clearing House Network, or ACH, is how Americans send electronic funds transfers. Virtually every bank, credit union, and fintech company in the U.S. uses the ACH network. Find out how it works and how to use it to send and receive money.
Switching banks is a complex financial move. You need to wait to close your old account until all outstanding checks and automated payments have cleared. You need to make sure you’ve transitioned all your bill payments and direct deposits to the new account too.
Investment brokerage accounts, digital wallets, real estate investments — all require ways to store and send money electronically. Fortunately, it’s easy to open a bank account and participate in the digital economy. Learn how.
Banks keep customers’ money safe and power the economy by lending money to consumers and businesses. But how do they really work and how do we know we can trust them? Learn more about the characteristics and functions of banks.
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