Credit Cards

Credit card companies like to bombard consumers with special offers, and if you have a good credit score, you likely receive pre-approved credit card invitations from time to time.

Everyone knows that credit card debt is "bad" debt due to the high interest rates on most consumer credit cards, while mortgage debt is often described as "good" debt. But

If you're like many people, you believe that as long as your credit card bill and other recurring debts are paid on time each month, you must have a great credit score.

Applying for a credit card is one of the fastest and easiest ways to build your credit score - and if you're low on cash, a credit card can help you through a financial jam.

In 2000, I left America to study abroad, and thought I was being responsible by closing a few credit card accounts that I wasn't planning on using. Big mistake. Not only did

Until President Richard Nixon took the United States off the gold standard in the 1970s, American cash was redeemable for gold or silver. Currently, the U.S. is on a system using

I have a love-hate relationship with my credit cards. I can understand how they can be very tempting for shopaholics to use - especially those on a tight budget - because they're

In November 2011, CNN reported that students who graduated from college in the past year did so with a record level of student loan debt - $25,250 per graduate. What is most

How would you like to receive 2% or more off of every purchase you make? That is just one example of what is being offered to credit card users in the form of rewards. Those who

Whether you own a business, work for yourself, or just charge expenses that your company reimburses, you should use a business credit or charge card. You can use business credit