David Quilty
I have admitted it before and I will admit it again – occasionally, I play the lottery. Not with any real expectation of winning, of course, but just for the fun of it and the “what if” tease that comes when some of my numbers pop up.
But even though we all dream of winning the lottery, not too many of us are prepared to handle what comes next. In fact, your lucky day could turn into your unlucky day if you’re not careful.
With that in mind, let’s take a look at some of the most important things you can do to avoid becoming a loser after winning.
Americans are mobile people. In fact, the 
Working during the summer when school is out of session is a great opportunity for teenagers to make money and assert their independence. Having a summer job can help you earn spending money, 
While most of us cannot live entirely debt-free, there are major differences between what is considered “good” debt and “bad” debt. Though some debt falls into a bit of a gray area, good debt is simply defined as money borrowed to pay for items you truly need or that appreciate in value, and bad debt is accrued for items you only want and that generally depreciate in value.
Making millions of dollars or having celebrity status doesn’t do much to deter bankruptcy. Between 2008 and 2009, bankruptcy filings for those with more than $1 million in assets increased by 73%, and “Sports Illustrated” says that 78% of former NFL players go bankrupt within two years of retirement. Even some 
When planning a vacation, you’ll be faced with an array of lodging options: hotels, motels, campers and RVs, tents, and home rentals. While these are all excellent options, my personal favorite is the short-term vacation rental.
Are you fresh out of school, looking for a job, but lacking in experience? You might think this will stop you from landing a decent paying job, but that’s not true. Not every entry-level, “no experience necessary” job is a dead-end.
If someone asked whether you would like to work for free, your initial reaction might be, “No way!” or, “Why would I do that?” However, there are several reasons, depending on your situation and goals, why volunteering may actually be in your best interest.
While many aspire to 
During any recession, news stories about unemployment figures take center stage while the families dealing with the recession suffer, often quietly. People work hard just to stay afloat in hopes that the economy will turn around soon, but often to no avail.
Buying an expensive sports car, getting some fancy bling, and getting Botox injections: What do these three behaviors have in common?
“Wardrobing” is the act of buying a product from a retailer (most commonly high-end clothing, but it can be other items as well), using it for a while, and then returning it as “unused” to the store for a full refund. For example, people who need a formal dress or suit to wear once (e.g. 
How strong is your desire to get out of debt? What are you willing to give up, sell, or live without in order to meet that dream head on? Would you be inclined to sell your beloved car in order to bring your balance sheet back into the black? In many cases, selling your car and going without one, or replacing it with something cheaper, can be a great way to finally pay off your debt. 
Most of us are always on the lookout for ways to cut the amount of time we spend on mundane chores. One of the ways online banking has helped free up our time is through the advent of automatic bill pay. You can set up automatic payment plans for utility, entertainment, household, and other bills. In fact, almost any vendor you purchase goods or services from now offers automatic payment plans. 
When I think of different ways to make my paycheck last longer, my mind typically contemplates the little ways to save money like 
