David Quilty
David Quilty is a freelance writer living outside Santa Fe, NM. After burning out working in the entertainment field in Los Angeles for many years, David decided to strike out on his own and follow his passions for writing, web design, politics, and green living on a dirt road in rural New Mexico.
12 Great Summer Jobs for High School Students
Working during the summer when school is out of session is a great opportunity for teenagers to make money and assert their independence. Having a summer job can help you earn spending money, pay for...
What to Do If You Win the Lottery
I have admitted it before and I will admit it again - occasionally, I play the lottery. Not with any real expectation of winning, of course, but just for the fun of it and...
10 Best U.S. Cities to Live In
Americans are mobile people. In fact, the U.S. Census reports that about one in six Americans move each year. Though most moves are local, nearly one-sixth of all people who move change states. Finding the...
What Is Good Debt vs. Bad Debt
While most of us cannot live entirely debt-free, there are major differences between what is considered "good" debt and "bad" debt. Though some debt falls into a bit of a gray area, good debt...
5 Ways to Save on a Vacation Home Rental of Your Dreams
When planning a vacation, you'll be faced with an array of lodging options: hotels, motels, campers and RVs, tents, and home rentals. While these are all excellent options, my personal favorite is the short-term...
10 Reasons to Volunteer Your Time or Work for Free
If someone asked whether you would like to work for free, your initial reaction might be, "No way!" or, "Why would I do that?" However, there are several reasons, depending on your situation and goals, why volunteering...
9 Effects of the Recession on Families and How to Cope
During any recession, news stories about unemployment figures take center stage while the families dealing with the recession suffer, often quietly. People work hard just to stay afloat in hopes that the economy will...
What Is a Midlife Crisis – Signs, Symptoms & How to Deal with It
Buying an expensive sports car, getting some fancy bling, and getting Botox injections: What do these three behaviors have in common? They may be signs that someone is having a midlife crisis. A midlife crisis...
Wardrobing on the Rise in Tough Economic Times
"Wardrobing" is the act of buying a product from a retailer (most commonly high-end clothing, but it can be other items as well), using it for a while, and then returning it as "unused"...
Should I Sell My Car to Get Out of Debt & Pay Off Bills?
How strong is your desire to get out of debt? What are you willing to give up, sell, or live without in order to meet that dream head on? Would you be inclined to...
Automatic Bill Payment Plans – Advantages & Disadvantages
Most of us are always on the lookout for ways to cut the amount of time we spend on mundane chores. One of the ways online banking has helped free up our time is...
How to Stretch Your Paycheck and Make It Last Longer
When I think of different ways to make my paycheck last longer, my mind typically contemplates the little ways to save money like canceling cable TV, going without my daily latte, or cutting coupons....
