If you’re like many people, you believe that as long as your credit card bill and other recurring debts are paid on time each month, you must have a great credit score. Right?
Unfortunately, earning and maintaining a good credit score isn’t nearly as simple as you might think. While timeliness and credit utilization play a major part in determining your score, there are a number of other factors that come into play – and some aren’t so obvious. Take a look at some of the issues below and see if you can improve your score.