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Home Authors Posts by Valencia Higuera

Valencia Higuera

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Valencia Higuera is a personal finance junkie who enjoys reading articles on budgeting, saving money, and credit cards. She has written personal finance articles and blogs for several online publications. She holds a B.A in English from Old Dominion University and currently lives in Chesapeake, Virginia.
buying a car

How Much Can I Afford for a New Car? – 4 Things to Consider

If your current vehicle is on its last leg, or if you're simply ready for something different, it might be time to bite the bullet and purchase a new car. That said, buying a...
home on a budget

5 Ways to Stay Within Your Budget When Buying a House

A house is likely to be the most expensive purchase you'll ever make. And if you've waited a long time for this day to come, you've undoubtedly thought about the features you desire...
Pros Cons Paying Off Debt Loans

Pros & Cons of Paying Off Your Adult Child’s Debt & Loans

It doesn't matter whether your kids are school-aged or fully grown adults - if they're in trouble, you've got their backs. However, if your children have made poor financial choices and need help...
credit card debt

3 Emotional Effects of Having Too Much Debt and How to Cope

When it comes to consumer debt, everyone has an opinion. Some people avoid debt at all costs, even if it means never buying a house, while others view debt as a necessary evil -...
Benefits Working While College Best Jobs

5 Benefits of Working a Job While in College – Best Jobs for Students

I worked throughout college, and firmly believe it's important to hold down a job while in school. But over the years, I've met people who never worked a day in college, and I clearly...
Tips Reduce Stress Buying House

5 Tips to Reduce Stress When Buying a House

Whether you're a first-time home buyer or have plenty of experience, purchasing a house is just plain stressful. It's a complicated process involving both strong emotions - it's a home, after all - and...
Rejected House Buying Offer

4 Reasons Why Your Offer on a House Was Rejected

"Stressful" is the best word to describe buying a house. It involves, among other tasks, the process of improving your credit score, securing financing, choosing the right agent, and looking at different houses. But...
neglected house

6 Things That Can Scare Off Potential Homebuyers

If you're trying to sell your home, a competitive housing market can be your worst nightmare. There may be similar homes for sale in your area, and if these homes are priced lower than...
Buying House With Friend

Is Buying a House With a Friend a Good Idea? – Pros & Cons

Renting a house or apartment with a friend is a great way to save money, and it allows you to enjoy the company of another person while doing it. While it's common for friends...
Things Avoid Realtor Buying House

6 Things to Avoid With Your Realtor When Buying a House

Even if it's not your first time, buying a home can be frustrating and stressful, as it can take weeks or months to locate the right house. Plus, with each bid, there's a chance...
Ways Keep Money Safe Traveling

7 Best Ways to Keep Your Money Safe When Traveling

Are you eagerly counting down the days to your next vacation? After working hard throughout the year, you deserve a few days of relaxation and fun. But regardless of how excited you are to...